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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Excellent

All round excellent service including easy to use website. Not been a customer that long but am totally impressed Reviewed on: 3rd April 2023

Easy to use and good interest rates

The app is so easy to use and the rates you get are fab. Plus being able To have different pots for things is great Reviewed on: 3rd April 2023

Great Savings Products

The savings products are easy to manage and offer very good rates with flexibility too. Reviewed on: 3rd April 2023

Easy to use

Easy to use and competitive rates! Knocked off a star because they stopped you being able to transfer in to boosted pots. But other than that, great! Reviewed on: 3rd April 2023

Great account

I use their easy access savings accounts. The interest rates are good for easy access accounts and it’s easy to add and withdraw money. The app is also very user friendly! Reviewed on: 3rd April 2023

Good interest - Excellent service

It was very easy to open the account, and equally easy to operate it. Transferring funds to linked accounts, linking new accounts, and giving notice on fixed term investments could not be easier Reviewed on: 3rd April 2023

Super easy to set up and use

I set up a savings account online with Zopa, so easy to set up and simple to access and manage, good interest rates for accessible accounts too, would highly recommend. Reviewed on: 3rd April 2023

Competitive rates

Great rates and really good that you can split your money into different Notice periods within the same account and obtain extra interest. Was easy to set up even for a technophobe like me. Reviewed on: 3rd April 2023

Smart Saver

Use friendly app. Competitive rates of interest Reviewed on: 3rd April 2023

Easy Access, High Intrest Rate, Perfect Saver

Amazing savings account with an easy to use and easy accessable application. Constant increase in updated Intrest rates. Reviewed on: 3rd April 2023

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