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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Good customer service and very good interest rates

Very quick correspondence via the customer service portal and very good interest rate to maximise savings. User friendly website Reviewed on: 3rd April 2023

Savings for 2023

Savings interest excellent and competetive Reviewed on: 3rd April 2023

Easy to set up and control

It was quick and easy to set up and so easy to manage online. Competitive rates of interest Reviewed on: 3rd April 2023

So easy to use and set up

Very easy to set up account, great rates of interest. Reviewed on: 3rd April 2023

Easy to save

Easiest way to start to get the savings habit and good personal loans too Reviewed on: 3rd April 2023

Best Bank is Zopa

A safe, easy to use bank that offers competitive interest rates. Reviewed on: 3rd April 2023

Easy app and good rates

I've found the app really easy to use to track and add savings. Good instant access rates. Reviewed on: 3rd April 2023

Amazing savings account

The interest rates are really good with the smart saver at Zopa, I also find being able to separate money into pots is a great way to save for specific things and also means I'm less likely to take money out unless I really need it due to the notice period. It's really helped me save money and I will 100% be using it in the future and would recommend to anyone Reviewed on: 3rd April 2023

Great service with high rates

In my experience, Zope offers market-leading interest rates. As such, it is the best bank for me to open an easy-access account. Reviewed on: 3rd April 2023

Saving made easy

Has to be the easiest banking App ever and great rates too. Reviewed on: 3rd April 2023

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