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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent service

Easy and simple to use service. Would highly recommend. Reviewed on: 3rd April 2023

Flexible Savings

Zopa offer a super product with their Smart Saver. The rates are highly competitive. I like the boost function that locks your savings for a variable time limit to get better rates. Reviewed on: 3rd April 2023

Easy to use

The app saving account is straightforward and easy to use once set up, i like how proactive they are with passing on increases to the saving rates. Reviewed on: 3rd April 2023

Excellent site for savings.

Very simple and straightforward website to use. Transfer of funds quick and easy. Reviewed on: 3rd April 2023

Excellent Way to Save

I took a loan out with Zopa almost 2 years ago. I found them to be a most informative and responsible lend.. I wanted to save a little each month but not over stretch myself. Great advice given by Zopa. I would thoroughly recommend Zopa as a lender and a saver. Reviewed on: 3rd April 2023

Fantastic Savings Rate

I’ve been with Zopa for a little under a year, and they have consistently been at industry-beating savings rates. I’ve highly recommended Zopa to friends and family, of which they all have an individual account Reviewed on: 3rd April 2023

Great company

Very easy online service, easy to set up and easy to keep an eye on Reviewed on: 3rd April 2023

Would definitely recommend!

I’ve recommended Zopa to everyone- great interest rate and super easy to use- both in terms of putting money in and out! So impressed I’m looking at other services they offer too! Reviewed on: 3rd April 2023

Excellent rates and a beautifully simple app

I opened my Zopa savings account soon after they launched them. I had a good experience as a loan customer and like the simplicity of their app. I have found the savings account very easy to manage and been very pleased with the prompt way interest rates have been adjusted. I have now recommended to my partner that he opens an account too! Reviewed on: 3rd April 2023

Easy to manage and big bucks in return

Slick app design and a really easy way to safely and quickly manage savings. Love the different interest rates available if I'll put my money away for a week or more - I can never commit to hide money away for a year but 3 months is very doable. And I especially love seeing all that interest money coming in each month. Reviewed on: 3rd April 2023

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