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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy

Really easy to use and very informative Reviewed on: 3rd April 2023

Great savings accounts with great rates

Excellent service, great app with interest paid monthly… Reviewed on: 3rd April 2023

Fantastic provider

I could not be happier with Zopa. My bank offered me 0.65% interest rate, whereas Zopa offers more than 3%. This is a big difference. Another thing I like about Zopa is that it is very transparent. Reviewed on: 3rd April 2023

Rates

Have offered good rates long before others. Experience in app is good and have the opportunity to boost pots Reviewed on: 3rd April 2023

So easy to use

Quick, simple and great returns Reviewed on: 3rd April 2023

Excellent saving app

I have had the Zopa app for around a year and it has helped me save to be able to go into my own place as well as saving for holidays and much more! Highly recommend Reviewed on: 3rd April 2023

Reliable banking

Great App, easy to use. No technical glitches. Very reliable. Interest rate increases always passed on quickly, unlike some other banks. Reviewed on: 3rd April 2023

Great app based savings account

I love how easy it is to move money into my Zopa savings account. And the app feels clean and easy to use. And a competitive rate! Reviewed on: 3rd April 2023

Great savings rates

Great savings rates with a great and easy to use app. Three different rates available with different notice periods of 7, 31 and 95 days. Reviewed on: 3rd April 2023

Great account

High interest and an app that works Reviewed on: 3rd April 2023

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