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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great rates and easy to use

Very easy to transfer money in or out and between pots. Great to have the choice to boost pots to various rates. Reviewed on: 3rd April 2023

Excellent account

Zopa's accounts are very user friendly and offer a very competitive rate. The App is great to use and although not had cause to contact them in person, I feel they would be very helpful Reviewed on: 3rd April 2023

Easy Modern Savings

Good experience using this app based savings account. Email notifications keep you reassured when depositing money. Good interest rates too! Reviewed on: 3rd April 2023

App

Excellent app, easy to follow and good choice of saving account options Reviewed on: 3rd April 2023

Smart saver

Fabulous product. Very easy to use and transfer with the best interest rates. Reviewed on: 3rd April 2023

Easy and rewarding saving

Easy saving with a choice of different high interest products Reviewed on: 3rd April 2023

Great App

This is a simple app to use and so straight forward to understand how much you have saved and the notice periods. Would highly recommend Reviewed on: 3rd April 2023

simply the best

great rates and the easiest app ever! use these guys!!! Reviewed on: 3rd April 2023

Fast efficient and easy

A no hassle online savings account that, for me, trumps my building society rates by nearly 3% and gives me the flexibility without tying money down in fixed term deals. Would definitely recommend. Reviewed on: 3rd April 2023

Excellent and simple

Good servIce Good rates Simple interface Reviewed on: 3rd April 2023

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