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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

great rates

Great product with great rates. Easy to access funds Reviewed on: 3rd April 2023

Easy access and bear rate

I was a bit sceptical about online savings but Zopa is easy to access and pays more interest than my high street bank. Reviewed on: 3rd April 2023

Simple saving with great interest!

Simple to set up easy access saving pots and even easier to distribute into pots with further interest for notice access Reviewed on: 3rd April 2023

Easy Peasy No Money Squeezy

The most straightforward and simple to use website I’ve seen. Being an older technophobe with zilch financial acumen - Zopa gets me the best interest and the least stress. Reviewed on: 3rd April 2023

Great savings product and love the simplicity of the App

Was recommended Zopa by a friend and couldn't be happier. App simple to use, withdrawal when needed easy to follow and great communication throughout on deposits made and interest rate changes. Would highly recommend Zopa Reviewed on: 3rd April 2023

Brilliant smart saver !

Is a great smart saver, keeps my money safe and is easy and quick in transferring money in and out of my main bank accounts. Would highly recommend to others ! Reviewed on: 3rd April 2023

Zopa

Easy to use account set up and app. Good rates. Can't ask for much more. Reviewed on: 3rd April 2023

Good rates and respect naive customer service

Offers good rates. Easy to move Cash in and out. Not had much call on customer service but when I did ask a question it was answered promptly Reviewed on: 3rd April 2023

Easy saver

Great app and very easy to use with multiple saving pots to help with your saving plans Reviewed on: 3rd April 2023

Excellent app

Excellent app with clear instructions. Very easy to withdraw funds and kept informed by email when transactions take place. Reviewed on: 3rd April 2023

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