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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Excellent savings account

Easy to use and excellent rate of interest Reviewed on: 3rd April 2023

Great bank - Makes everything easy

Super easy signup process, very intuitive and straightforward app design - AND one of the best interest rates out there that increases regularly to maintain that very status. Reviewed on: 3rd April 2023

Great rates ease of use and flexibility

I'm very impressed with the unbeatable instant access savings rates as well as the boosted rates for various notice periods. App is also very straightforward Mand a pleasure to use. Reviewed on: 3rd April 2023

Fab Savings

Great rates and accounts where I can choose to tuck money away for different periods at different competitive rates. Easy to use APP with clear instructions on how to move money and warnings about notice periods. In all 10 out of 10 ! Reviewed on: 3rd April 2023

Money making saving account

Great saving account provider with the highest interest rates on the market Reviewed on: 3rd April 2023

The best

This is seriously the best and most competitive savings plan. Very easy to use the app and to organise your savings into different pots. Brilliant. Love it. And you can speak to a real person very easily as well as online chat Reviewed on: 3rd April 2023

Zopa savings :-)

Account was easy to set up.I like the app and happy with savings rates as they are competitive Reviewed on: 3rd April 2023

Great App with great rates

The rates change well when the base rate changes (there is a delay) and I love the pot’s feature where you can split your money in different places with better rates if the money is locked away longer. Reviewed on: 3rd April 2023

Great app easy to use and very quick to move funds in and out.

Great app easy to use and very swift to move funds in and out Reviewed on: 3rd April 2023

Just simple and easy to use

Let's be honest financial services isn't glamour, it needs to be practical and easy to use. Money management is key with a savings account. I can easily move money around in to different accounts which all have different savings boosts attached to them and different notice periods. I don't know how difficult Money out will be but I will soon find out once my house is ready! Reviewed on: 3rd April 2023

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