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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Zopa savings account review

I've had a good experience using Zopa - the savings rate are among the best, they have a very user-friendly interface for their app and they have very good customer service. Reviewed on: 3rd April 2023

Easy

Quick and easy way to maximise your savings Reviewed on: 3rd April 2023

Smart in name and Smart in nature

Easy to set up Easy to track rates Easy to Withdraw Smarter than your average savings account boo boo Reviewed on: 3rd April 2023

Easy to use app and good rates

I have been with Zopa a little while now and am really impressed. Easy to use app, easy to sign up and good rates too. Reviewed on: 3rd April 2023

Great company

Easy to set up and access great savings rates which increase with interest rates rising Reviewed on: 3rd April 2023

Very competitive rates

App is very easy to use, great rates and I found the ability to have different saving pots particularly helpful. Reviewed on: 3rd April 2023

Flexibility

They offer great flexibility in locking up your money for various date ranges depending on your preference without having to open multiple accounts Reviewed on: 3rd April 2023

Easy to use

Great, simple and easy to use account. Can be split simply Reviewed on: 3rd April 2023

Great product

Very easy to set up and use as well as great rates. Reviewed on: 3rd April 2023

So so simple to set up and use

I used Zopa for a loan last year and decided to use them for our savings, too. Their app is easy to use, easy to understand, and no jargon, which is very important. More importantly, I get a good rate of interest, and their 'savings pot' idea is great. Reviewed on: 3rd April 2023

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