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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great new bank

Great new bank, good rates, easy to use app - what’s not to like? Reviewed on: 3rd April 2023

Great Service

No issues with the account. Any problem experienced has been dealt with swiftly and efficiently Reviewed on: 3rd April 2023

Fantastic all round

From the ease of setting up to the ease of transferring funds in and out I have found everything to be simple straight forward and efficient. Add the excellent interest rates and it’s a winner from start to finish! Awesome - keep up the good work! Reviewed on: 3rd April 2023

Excellent

Been with these guys a while and think they are great Reviewed on: 3rd April 2023

The best way to save

I moved money from another account due to Zopa giving me the best interest rate I could find.vwould strongly recommend others to do the same. Reviewed on: 3rd April 2023

Great savings app

Great savings app easy to yse and Great Notice rates Reviewed on: 3rd April 2023

Excellent service and app.

The saving account structure makes saving easy. The ability to save for the long term and at the same time have quick access to funds. Exchanging between saving products is made simple using the well formatted app Reviewed on: 3rd April 2023

Easy and speedy

I have used Zopa for 2 months now and frequently deposit money into my accounts as well as withdraw. Both actions are simply and speedily accomplished by a few taps on my phone and I can also see the interest (one of the best rates around for easy withdrawal accounts) put into my account on the last day of the month. Easy, quick, trouble-free. Reviewed on: 3rd April 2023

Zopa - A Lender That Listens & Is Smart About Saving

I've used Zopa as a lender and now as a saver. Fantastic app and they are incredibly responsive and helpful. The whole process from research, to process, to action ... it all works really well. I'm very happy with them. Reviewed on: 3rd April 2023

Excellent products.

Zopa whilst having a great rates also offer a variety of accounts to suit all saving goals Reviewed on: 3rd April 2023

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