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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great Rates and loans

Great rates and easy to set up and monitor. Loans were also easy to arrange. Reviewed on: 3rd April 2023

Top ten money saving apps

Easy to use seems so good it could be a scam Reviewed on: 3rd April 2023

Super clear superfluous savings!

Zopa is so clear and easy to use. The longer notice you need to give to access your savings, the higher rate you get. Have it all in one pot. Have loads of pots. Move cash between your pots. All in a click. Savings made simple. Reviewed on: 3rd April 2023

Changed my life

Could never save regularly but with Zopa I can control the amounts and when. It allows me to save little and often and I love seeing the balance go up. Completely changed my life and my money habits. Thank you. Reviewed on: 3rd April 2023

Super efficient and easy to use

Excellent savings rates offered in a number of different notice deposit accounts via a super slick easy to use platform. Reviewed on: 3rd April 2023

Easy to save.

So simple and easy to setup an account which will earn you a good rate of Interest. Love the way the Interest rises are more or less instant rises and makes your money grow. What else can you possible ask for? Reviewed on: 3rd April 2023

So easy

Easy to set up, great savings rate and very easy to use. Top marks Reviewed on: 3rd April 2023

Best savings and loan Company ever

Simple and easy to use. My husband has had a number of loans over the years, some of which have been paid back early without any charges. Staff always very helpful, always ready to help if needed, a pleasure to do business with. Reviewed on: 3rd April 2023

Awesome savings account

Everything is as simple as it needs to be. Perfect. Reviewed on: 3rd April 2023

Great savings account

Simple to use and great rates which are regularly reviewed. Reviewed on: 3rd April 2023

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