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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Useful account

Useful account for organising savings. Reviewed on: 3rd April 2023

Super Easy To Use

Very happy with my Zopa app. It is user friendly and great to have everything to hand. Reviewed on: 3rd April 2023

Easy to use app with great interest rates

The zopa app is very easy to use. It's easy to move money between pots and see the interest rate and notice period for each pot. Interest rates are market leading. Reviewed on: 3rd April 2023

User Friendly App & Competitive Interest Rate

Always a competive interest rate and a very user friendly App. Reviewed on: 3rd April 2023

Very happy with zopa

Zopa is very easy to use and excellent savings rates. I also like how you can make different pots to separate your money Reviewed on: 3rd April 2023

Great platform

Easy to use and good interest rates compared to other banks/building societies. Reviewed on: 3rd April 2023

Great app

Really easy and straightforward to use. Reviewed on: 3rd April 2023

Excellent ank

Zopa is really easy to use and gives a good rate of interest. Reviewed on: 3rd April 2023

User friendly

User friendly app that allows individual pots of savings for specific needs. Keeps up to date with competitive interest rates. Reviewed on: 3rd April 2023

Elegant

Very easy to use app. Competitive rates. Reviewed on: 3rd April 2023

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