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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

In love with the app

Very easy and intiitive to use. It took me literally 5 min to open the account, I transfer some savings and start gaining interest. Reviewed on: 3rd April 2023

Great rates

Great rates and easy to use app makes saving painless and rewarding. Reviewed on: 3rd April 2023

One of a kind!

Fantastic online savings account. Variable interest rate options for keeping your money all in one place, with very competitive rates, and very simple to navigate when not "tech savvie" like myself! Reviewed on: 3rd April 2023

First time I have seen an interest worth banking for in my smart banking with Zopa

I was very impressed with the offering of a smart saving account especially their interest rates on my money banked with them. I personally feel very happy with this company. Well done them. Reviewed on: 3rd April 2023

Really good interest terms

I love my saving account, competitive interest and easy access! Reviewed on: 3rd April 2023

Everything has been really easy

Easy hassle free and it feels hidden so I keep saving Reviewed on: 3rd April 2023

Easy to use and great savings rate!

Very easy set up and great interest rate. The app is clear and there are rates to suit all needs. Reviewed on: 3rd April 2023

best rates

Zopa is constantly changing its rates to be market leading. Very easy to use, comprehensive information. I love it. Reviewed on: 3rd April 2023

Great Savings Bank

Have been saving with Zopa for approximately 3 months and their no fuss system is so straightforward and easy to use plus they offer the best rates on easy access and notice accounts Reviewed on: 3rd April 2023

Easy to manage, good rates

It’s really easy to keep track of your savings through Zopa. Feels like my money is working harder for me with rates that are up there with the best available. Reviewed on: 3rd April 2023

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