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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great and easy to use banking app!

Found them through MSE and had nothing but a positive experience to date. I use their boosted pots that offer even higher interest rates as don’t need instant access. I opted for the 31 days notice so have a level of flexibility still. Would recommend Reviewed on: 3rd April 2023

Very simple to set up and use

Have had no issues since using zopa, all runs very smoothly. Reviewed on: 3rd April 2023

Already recommended Zopa to family

Zopa is noticeably easy and straightforward to use when compared with my other financial and banking apps. This gives clarity and makes it pleasurable to use. Reviewed on: 3rd April 2023

Brilliant provider

Zopa is fab! I love being able to lock my money away for longer periods with the 'Boost' feature for the best interest rate. Also, I love being able to personalise my pots e.g Car Fund Reviewed on: 3rd April 2023

Easy to use and good interest rates

The app is very user friendly, and it is also easy to view your account and see what’s gone in, out, and the interest applied. Reviewed on: 3rd April 2023

interest rate updates quickly, withdraw also quickly

interest rate updates quickly, withdraw also quickly. Can have multiple customized saving pots and boosted pots. Good communication email. Reviewed on: 3rd April 2023

Best savings account in the market

I use Zopa for my savings and it is the best savings account in the market in my opinion. They offer competitive interest rates on savings which is very helpful during this hard times. The app is also very user friendly, easy to sign up and link bank accounts and also shows transactions in an easy to use manner. I would definitely recommend Zopa for anyone looking to put some money aside for raining day whilst earning a bit of interest. Reviewed on: 3rd April 2023

Smart Saver

Great flexibility and easy to use particularly boostec pots Reviewed on: 3rd April 2023

Exactly the savings company I have always wanted!

I love the fact that depending on the length of notice I can live with, Zopa pays different interest rates. In addition they are paying top rates too! Their app. works seamlessly and once you have set up your bank accounts, money transfer is really easy. I highly recommend Zopa. Reviewed on: 3rd April 2023

Savings Acc

This account is the best for saving easy to use and the interest you get is so much more than any other people offer super happy with them Reviewed on: 3rd April 2023

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