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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Brilliant service for savings

I am so pleased with my smart saver. Great communication when rates change and really good rates. Flexible bonus pots. Easy to access my money. Reviewed on: 3rd April 2023

Competitive Interest & Flexible

A simple to use, flexible savings account that lets you decide what you want to do with your savings trading longer notice periods against higher interest rates. All done quickly and easily online. Reviewed on: 3rd April 2023

Class leading Smart Savings

So pleased I chose ZOPA over their competitors. The APP is so intuitive and they are first out of the blocks when Bank Interest rates increase... Reviewed on: 3rd April 2023

One of the best apps

And so easy and clear to use. I love it. And especially the interest rate and the speed at which the transactions are carried out. Reviewed on: 3rd April 2023

Very good

An easy app to download and use. It gives me a great savings rate and its very easy to move money from my designated bank account. Reviewed on: 3rd April 2023

Easy to set up savings and great communication

Not only have Zopa provided a first class service when applying for my car loan, they’ve been great with my savings too. It was so easy to set up my savings accounts on the Zopa app and they’ve kept me updated with the interest rates and notifications when money has been paid into my accounts. I would recommend them to family and friends without a doubt! Reviewed on: 3rd April 2023

Savings to suit!!

The flexible pots allow you to access better rates with different amounts for when you need them. Love it! Reviewed on: 3rd April 2023

Simply the best by a long shot

Great interest rates ..simple easy to use app ...everything can be controlled by the press of a button ...wouldnt go anywhere else Reviewed on: 3rd April 2023

Savings

One of the best savings accounts i have ever had and so easy to use Reviewed on: 3rd April 2023

Great account

Easy to use great interest rate. Easy to transfer to current account Reviewed on: 3rd April 2023

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