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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Excellent

Excellent savings accounts, easy to set up and keep track of and rates are great too! Reviewed on: 3rd April 2023

The Best Easy Access savings

With great boost savers . Definitely recommend Zopa Reviewed on: 3rd April 2023

Super easy

Really easy to set up and activate. The only issue I had was that Barclays didn't recognise the account name in the first few days of opening the Zopa account, so I needed to wait a few days to transfer savings across. Reviewed on: 3rd April 2023

Very easy to use savings

I was looking for a way to save with good interest and easy access. Zopa was just what I was looking for. Reviewed on: 3rd April 2023

Really easy to set up and use

I was really surprised just how easy it was to set up the account and move money to and from it. This is banking as it should be. Great interest rates too. Reviewed on: 3rd April 2023

Very easy set up and app use and management of account

All round simple experience to set up and manage and great competitive product Reviewed on: 3rd April 2023

Easy to use great saving account

Easy to use, quick to increase rates and good access and ability to withdraw. thanks Reviewed on: 3rd April 2023

Easy to use Savings

Zopa offer a range of tiers to their savings within one easy online access. It’s quick and easy to move between different tiers offering different rates of interest. Good value interest rates too Reviewed on: 3rd April 2023

Zopa

I've.used zopa for several months.. very easy to use, flexible. Excellent Reviewed on: 3rd April 2023

Great and flexible

Easy to use and flexible and great rates Reviewed on: 3rd April 2023

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