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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

The best!

Easy and accessible - best interest around) Reviewed on: 3rd April 2023

Zopa - A Magic mobile money app

Zopa is simple and it works like Magic . Tap on what you want to do and poof! It’s done :) Reviewed on: 3rd April 2023

Smart saver account

A great and safe bank for savers Reviewed on: 3rd April 2023

Easy, transparent and great value

I've been reccommending Zopa to my friends and family. The rates are competitive, the app is super easy to use, and I can easily move my savings within pots. Plus, the different rates are really useful for looking at how much you need on a month by month basis. Thank you! Reviewed on: 3rd April 2023

Easy to use and great for saving for particular events

The savings account is very easy to setup and use and the booster pots are great for getting extra interest on savings for special events Reviewed on: 3rd April 2023

User friendly app for saving

It's nice that zopa updates the saving rate quite rapidly comparing to other products in the market. Reviewed on: 3rd April 2023

As good as it gets

Great app.. easy to use for both additional savings or withdrawal.. As many pots as you like. Just wish they had a longer fixed term as 90 days is the longest Reviewed on: 3rd April 2023

everything as it should be!

It's rare that service works smoothly with banks, everything has worked well with Zopa Reviewed on: 3rd April 2023

Easy and good value

The ap is very quick and easy to use. The response to base rate increases has been quick and welcome. Reviewed on: 3rd April 2023

Competitive interest rates and simple app

this is one app that is quick to sign up for, easy to use, and offers competitive interest rates. I will happily continue to use Reviewed on: 3rd April 2023

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