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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy banking

Easy banking and great interest rates Reviewed on: 3rd April 2023

Great interest

Easy access savings with good interest Reviewed on: 3rd April 2023

Good rates, easy to use

Good rates, easy to use. Friendly app. No issues Reviewed on: 3rd April 2023

Simple and great

I would recommend it so far. Simple to use, I have not had any issues with the service so far and I have been using it for 4 months. Reviewed on: 3rd April 2023

Always offers best rates

Tracks the market to give a great rate and adjusts their rate accordingly. No need to move money around. Reviewed on: 3rd April 2023

Why look anywhere else!

Zopa offers a simple instant saver account thats vastly superior in both “terms and conditions” as well as a huge interest rate compared to mainstream banks. When other banks are offering just over 2% with withdrawal limits, Zopa knocks it out of the park with the starting saver over 3% and no limits. The option thereafter to have higher interest pots that do come with some conditions it’s fantastic and they are still far better than other banks best rates! Reviewed on: 3rd April 2023

Easy savings

I love how I can set up pots, and fix each pot's term and interest rate according to when I'll need the money. It's helping me keep track of how much money I have for what and it has been a godsend. Reviewed on: 3rd April 2023

Excellent

All round excellent service including easy to use website. Not been a customer that long but am totally impressed Reviewed on: 3rd April 2023

Easy to use and good interest rates

The app is so easy to use and the rates you get are fab. Plus being able To have different pots for things is great Reviewed on: 3rd April 2023

Great Savings Products

The savings products are easy to manage and offer very good rates with flexibility too. Reviewed on: 3rd April 2023

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