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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy to use

Easy to use and competitive rates! Knocked off a star because they stopped you being able to transfer in to boosted pots. But other than that, great! Reviewed on: 3rd April 2023

Great account

I use their easy access savings accounts. The interest rates are good for easy access accounts and it’s easy to add and withdraw money. The app is also very user friendly! Reviewed on: 3rd April 2023

Good interest - Excellent service

It was very easy to open the account, and equally easy to operate it. Transferring funds to linked accounts, linking new accounts, and giving notice on fixed term investments could not be easier Reviewed on: 3rd April 2023

Super easy to set up and use

I set up a savings account online with Zopa, so easy to set up and simple to access and manage, good interest rates for accessible accounts too, would highly recommend. Reviewed on: 3rd April 2023

Competitive rates

Great rates and really good that you can split your money into different Notice periods within the same account and obtain extra interest. Was easy to set up even for a technophobe like me. Reviewed on: 3rd April 2023

Smart Saver

Use friendly app. Competitive rates of interest Reviewed on: 3rd April 2023

Easy Access, High Intrest Rate, Perfect Saver

Amazing savings account with an easy to use and easy accessable application. Constant increase in updated Intrest rates. Reviewed on: 3rd April 2023

Easy

Really easy to use and very informative Reviewed on: 3rd April 2023

Great savings accounts with great rates

Excellent service, great app with interest paid monthly… Reviewed on: 3rd April 2023

Fantastic provider

I could not be happier with Zopa. My bank offered me 0.65% interest rate, whereas Zopa offers more than 3%. This is a big difference. Another thing I like about Zopa is that it is very transparent. Reviewed on: 3rd April 2023

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