Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Rates

Have offered good rates long before others. Experience in app is good and have the opportunity to boost pots Reviewed on: 3rd April 2023

So easy to use

Quick, simple and great returns Reviewed on: 3rd April 2023

Excellent saving app

I have had the Zopa app for around a year and it has helped me save to be able to go into my own place as well as saving for holidays and much more! Highly recommend Reviewed on: 3rd April 2023

Reliable banking

Great App, easy to use. No technical glitches. Very reliable. Interest rate increases always passed on quickly, unlike some other banks. Reviewed on: 3rd April 2023

Great app based savings account

I love how easy it is to move money into my Zopa savings account. And the app feels clean and easy to use. And a competitive rate! Reviewed on: 3rd April 2023

Great savings rates

Great savings rates with a great and easy to use app. Three different rates available with different notice periods of 7, 31 and 95 days. Reviewed on: 3rd April 2023

Great account

High interest and an app that works Reviewed on: 3rd April 2023

Great rates and easy to use

Very easy to transfer money in or out and between pots. Great to have the choice to boost pots to various rates. Reviewed on: 3rd April 2023

Excellent account

Zopa's accounts are very user friendly and offer a very competitive rate. The App is great to use and although not had cause to contact them in person, I feel they would be very helpful Reviewed on: 3rd April 2023

Easy Modern Savings

Good experience using this app based savings account. Email notifications keep you reassured when depositing money. Good interest rates too! Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Saver
from Bank of Scotland 3.77 from 7 reviews
Savings
from Monzo 4.83 from 267 reviews
Savings accounts
from Oxbury Bank 4.18 from 9 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub