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Zopa: Smart Saver reviews

4.82
Based on 8,149 reviews, last reviewed 17th Jun 2026
89% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026
VMann's avatar
VMann

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

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Zopa Smart Saver reviews (8149)

App

5
Excellent app, easy to follow and good choice of saving account options Reviewed on: 3rd April 2023

Smart saver

5
Fabulous product. Very easy to use and transfer with the best interest rates. Reviewed on: 3rd April 2023

Easy and rewarding saving

5
Easy saving with a choice of different high interest products Reviewed on: 3rd April 2023

Great App

5
This is a simple app to use and so straight forward to understand how much you have saved and the notice periods. Would highly recommend Reviewed on: 3rd April 2023

simply the best

5
great rates and the easiest app ever! use these guys!!! Reviewed on: 3rd April 2023

Fast efficient and easy

5
A no hassle online savings account that, for me, trumps my building society rates by nearly 3% and gives me the flexibility without tying money down in fixed term deals. Would definitely recommend. Reviewed on: 3rd April 2023

Excellent and simple

5
Good servIce Good rates Simple interface Reviewed on: 3rd April 2023

Excellent savings account

5
Easy to use and excellent rate of interest Reviewed on: 3rd April 2023

Great bank - Makes everything easy

5
Super easy signup process, very intuitive and straightforward app design - AND one of the best interest rates out there that increases regularly to maintain that very status. Reviewed on: 3rd April 2023

Great rates ease of use and flexibility

5
I'm very impressed with the unbeatable instant access savings rates as well as the boosted rates for various notice periods. App is also very straightforward Mand a pleasure to use. Reviewed on: 3rd April 2023

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