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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simplicity

Such an easy account to manage online. Would recommend to anyone. A*. Reviewed on: 3rd April 2023

Easy to use

Excellent app, very easy to use and with good rates Reviewed on: 3rd April 2023

Easy saver

Easy to setup and use the app. Plus they have competitive rates Reviewed on: 3rd April 2023

Good

Good service and competitive rates. Reviewed on: 3rd April 2023

Amazing app and great rates

Great account and always competitive rates Reviewed on: 3rd April 2023

Easy in all respects. Big thumbs up!

As a freelance, saving can be tricky - work comes in fits and starts and just when you think you've got at bit to put by, something like the washing machine has a terminal breakdown and you have to get your money back quickly before the laundry basket explodes Reviewed on: 3rd April 2023

Savings account

Easiest account I’ve ever had. Easy to deposit & withdraw. There is also plenty of advice on other accounts. Quick responses to any queries. Reviewed on: 3rd April 2023

Simple and great value savings account

A simple but effective Smart Savings account with "boosted pots" that gives you the flexibility to save with added interest if you can put your savings away for longer periods. Reviewed on: 3rd April 2023

If Carlsberg did savings.

What a fantastic product. Simple, straightforward with market leading rates. Zopa, leave the high street banks standing. I struggled to find better rates, the app is amazing and really user friendly. Well Done Zopa Reviewed on: 3rd April 2023

Does exactly what it says and very easy to use

Love this saving account - very simple to set up and use. Instructions are clear and concise. Reviewed on: 3rd April 2023

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