Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Fab Savings

Great rates and accounts where I can choose to tuck money away for different periods at different competitive rates. Easy to use APP with clear instructions on how to move money and warnings about notice periods. In all 10 out of 10 ! Reviewed on: 3rd April 2023

Money making saving account

Great saving account provider with the highest interest rates on the market Reviewed on: 3rd April 2023

The best

This is seriously the best and most competitive savings plan. Very easy to use the app and to organise your savings into different pots. Brilliant. Love it. And you can speak to a real person very easily as well as online chat Reviewed on: 3rd April 2023

Zopa savings :-)

Account was easy to set up.I like the app and happy with savings rates as they are competitive Reviewed on: 3rd April 2023

Great App with great rates

The rates change well when the base rate changes (there is a delay) and I love the pot’s feature where you can split your money in different places with better rates if the money is locked away longer. Reviewed on: 3rd April 2023

Great app easy to use and very quick to move funds in and out.

Great app easy to use and very swift to move funds in and out Reviewed on: 3rd April 2023

Just simple and easy to use

Let's be honest financial services isn't glamour, it needs to be practical and easy to use. Money management is key with a savings account. I can easily move money around in to different accounts which all have different savings boosts attached to them and different notice periods. I don't know how difficult Money out will be but I will soon find out once my house is ready! Reviewed on: 3rd April 2023

Great Rates and loans

Great rates and easy to set up and monitor. Loans were also easy to arrange. Reviewed on: 3rd April 2023

Top ten money saving apps

Easy to use seems so good it could be a scam Reviewed on: 3rd April 2023

Super clear superfluous savings!

Zopa is so clear and easy to use. The longer notice you need to give to access your savings, the higher rate you get. Have it all in one pot. Have loads of pots. Move cash between your pots. All in a click. Savings made simple. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Saver
from Halifax 4.17 from 102 reviews
Savings
from Monmouthshire Building Society 4.76 from 2974 reviews
Customer Saver
from Bank of Ireland 3.91 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub