Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Zoospendous saving platform

Good % rates, easy to use with simple ways to earn more interest by boosting the amount % earnt by locking it away for varying notice periods Reviewed on: 3rd April 2023

Simple to use & competitive interest rates

It’s very simple to use, the interest rates are frequently updated & the interest rates are competitive. Reviewed on: 3rd April 2023

High interest rate, convenient app, no fluff!

Using Zopa is so convenient. I don't have to deal with a bloated app, or worry about whether I need to call, or go to a branch. Add to that the high interest rate on the account and boosted pots, and I am very happy Reviewed on: 3rd April 2023

Smart saver

Happy to keep any surplus cash on Zopa than on current account, easy access. Smart savings with different pots available with possibility to lock money for certain time (keep you from unnecessary spend and goal saving). Reviewed on: 3rd April 2023

I love saving with Zopa Bank

Great rates, account features and overall good service. Thank you for making saving easy!! Reviewed on: 3rd April 2023

Best app based savings account available

Unlike other companies Zopa increase your interest rates automatically Reviewed on: 3rd April 2023

Straightforward, efficient and flexible

The app is very easy to use. I like that you can choose different 'pots' for saving, e.g. 'holiday' and can gain slightly higher interest by opting for seven days notice of withdrawal. Reviewed on: 3rd April 2023

Amazing

I think the interest rate is competitive, the app is amazing, and easy to go through. I love the saver account and the pots are amazing... I already told my family and friends about it... Reviewed on: 3rd April 2023

Easy to use and very competitive.

Great experience from my daughter and recommended it to both me and my wife, so we now have two accounts with Zopa. Reviewed on: 3rd April 2023

Brilliant savings accounts

Zopa are really good for savings accounts, easy to use online and they let you know really quickly when money has been paid into your account. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Easy Saver
from Lloyds Bank 4.20 from 72 reviews
The Newcastle Big Home Saver
from Newcastle Building Society 3.50 from 4 reviews
Fixed term savings account
from Zopa 4.92 from 1791 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43505 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub