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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

User Friendly App & Competitive Interest Rate

Always a competive interest rate and a very user friendly App. Reviewed on: 3rd April 2023

Very happy with zopa

Zopa is very easy to use and excellent savings rates. I also like how you can make different pots to separate your money Reviewed on: 3rd April 2023

Great platform

Easy to use and good interest rates compared to other banks/building societies. Reviewed on: 3rd April 2023

Great app

Really easy and straightforward to use. Reviewed on: 3rd April 2023

Excellent ank

Zopa is really easy to use and gives a good rate of interest. Reviewed on: 3rd April 2023

User friendly

User friendly app that allows individual pots of savings for specific needs. Keeps up to date with competitive interest rates. Reviewed on: 3rd April 2023

Elegant

Very easy to use app. Competitive rates. Reviewed on: 3rd April 2023

Great and easy to use banking app!

Found them through MSE and had nothing but a positive experience to date. I use their boosted pots that offer even higher interest rates as don’t need instant access. I opted for the 31 days notice so have a level of flexibility still. Would recommend Reviewed on: 3rd April 2023

Very simple to set up and use

Have had no issues since using zopa, all runs very smoothly. Reviewed on: 3rd April 2023

Already recommended Zopa to family

Zopa is noticeably easy and straightforward to use when compared with my other financial and banking apps. This gives clarity and makes it pleasurable to use. Reviewed on: 3rd April 2023

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