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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simple Layered savings

Easy to use, easy to understand and competitive rates for instant access and notice accounts Reviewed on: 3rd April 2023

Great Savings Rates

It has been easy to set up savings accounts and Zopa have been quick to respond to interest rate increases passing them on to customers, unlike the big banks. Great company. Reviewed on: 3rd April 2023

Brilliant

I love the savings pots and the ability to boost and delay access. Such an easy to use app also Reviewed on: 3rd April 2023

Best easy access savings account yet

App really easy to use, fast money transfers & withdrawals and the best interest rates continued Reviewed on: 3rd April 2023

Savings The Easy Way

Simple to setup and administer with a nice, clean, App interface. Love the option to select higher interest pots at the expense of access. Reviewed on: 3rd April 2023

Excellent Really Excellent

So many banks and so few really good ones … and then way ahead is Zopa. Efficient and simple, achieving results in customer service that match the outstanding yields. All the quality you hope to find in a premier brand that is packaged to meet its customers’ needs … not to inflate its own reputation. Many try … Zopa triumphs. Reviewed on: 3rd April 2023

Good rates of interest, easy to withdraw cash when you want it.

Excellent rates, normally at the top end of best instant access accounts. Withdraw cash in a couple of hours, if not sooner. App simple to use, intuitive, and straightforward. Reviewed on: 3rd April 2023

Friendly Saver

Convenient attraactive and smart savings solutions Reviewed on: 3rd April 2023

Interest interest interest

Opened my Zopa savings account a few months back and haven’t looked back. The interest rates are by far better than my current bank and I love how easy it is to transfer funds between different pots with different notice periods. Would highly recommend Zopa to friends and family. I work in a bank myself and love the ease to open an account and start saving instantly! Reviewed on: 3rd April 2023

Amazing interest rates

Fabs interest rates online even if your savings are small. Reviewed on: 3rd April 2023

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