Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Great rates

The interest rates are very high and competative as well as activley increasing the rate over time Reviewed on: 3rd April 2023

Great company to deal with

Since i have been saving with Zopa, it has been very easy to deal with them. I am always kept up to date with what is happening with my savings. The one time i had to ring them for some advice, the person i spoke to was friendly & spoke in plain English when giving their answer. Reviewed on: 3rd April 2023

Super easy savings

I opened 2 accounts earlier this year and regularly top them up with transfers from my current account. It's quick and easy to do. The interest rate has risen recently which is a bonus too! Reviewed on: 3rd April 2023

Amazing, organised, easy way to save!

Zopa has a fantastic app which helps to organise all of my money into handy ‘pots’ each with different access. The interest rates are amazing and regularly increase so that I can earn extra on my savings! I like the longer access pots as the interest is higher & it stops me from being able to access the money as easily; encouraging me to save. Perfect for my long term savings accounts! I also love the instant access pots, they also have high interest which is paid monthly. With these pots I can access my money within 2 hours. I can label each pot appropriately to keep my money organised and still in one place. Zopa has made saving fun & easy! Will always recommend the smart saver!! Reviewed on: 3rd April 2023

Great app and virtual market beating rates

Top class banking with excellent rates and ability to spread funds across different notice periods for increased rates. Reviewed on: 3rd April 2023

Amazing

Absolutely amazing I couldn’t ask for a better savings account. Reviewed on: 3rd April 2023

Excellent

Easy, straightforward savings scheme. Reviewed on: 3rd April 2023

Simple

Simple and easy to use. Money is quickly returned to the linked bank account Reviewed on: 3rd April 2023

Super easy application process and excellent saving plans.

It was very easy to start up my saving account. Zopa also provides very good interest rate. I am very satisfied with the service provided, wouldn’t trade it in for any other. Reviewed on: 3rd April 2023

Like an old family friend!

Having been with Zopa for many years, I always feel confident about my savings. Good rate of interest, and a variety of options to select what to do with your money. Easy to use online app. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings (discontinued)
from Shepherds Friendly 4.84 from 810 reviews
Online Bonus Saver
from HSBC 4.39 from 15 reviews
Savings
from Thistle Credit Union 4.78 from 137 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub