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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Feels good, works a treat, makes me save more than ever!

The is by far the most seamless app I have ever used for saving. It's works like a dream, makes me smile when my pots go up and that's one happy customer, right there! Reviewed on: 3rd April 2023

Great Service

Easy to use and move money between pots to increase savings rate. Zopa always prompt when improving rates. Reviewed on: 3rd April 2023

Review

Very good interface, good rates Reviewed on: 3rd April 2023

Great Savings Account

This is a great savings account with good interest rates (which have risen automatically a few times to remain competitive following base rate increases) and a very handy and easy to use app. Would recommend. Reviewed on: 3rd April 2023

Zopa - highly recommend

Zopa has been a great savings means for me so far. Easy to set up, very competitive interest rates and extremely flexible in terms of the different savings pots you can set up. I have already recommended to various people. I hope Zopa wins this award. Thank you Reviewed on: 3rd April 2023

Quick and easy to open and a great rate to boot.

Looking for a safe place to save my money, opening my Zopa savings account took less than 2 minutes to open and depositing funds is just as quick and easy. I would recommend to anyone considering opening a savings account. Reviewed on: 3rd April 2023

Just great and simple

Great rates and easy access with a simple app. What more do you want! Reviewed on: 3rd April 2023

Smart Saver EQUALS Easy Saver

It was quick and easy to set up. I like the fact the interest rate goes up automatically, you don't have to wait for months on end. The pots are great too. Reviewed on: 3rd April 2023

Easy to use. Good app

All of the processes were straight forward, as is using the app. Their rate are currently much better than elsewhere Reviewed on: 3rd April 2023

Easy and great interest rates

The account was really easy to set up and continues to be easy to use. We've recommended it to everyone we know! Reviewed on: 3rd April 2023

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