Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Everything positive

Zopa offers a great service in all aspects, communication, updates and information; a brilliant bank for my savings and all easily managed from my armchair. Reviewed on: 3rd April 2023

Great Account. Easy to do

This account was easy to set up and use so we haven't needed any help from Zopa so far. It also has good interest rates and great features like being able to move your money into separate pots. Reviewed on: 3rd April 2023

Great product

Savings rates have been consistent at or near the top of the market. App is really easy to use. And the 7-day and 31-day products are a great innovation Reviewed on: 3rd April 2023

Best interest rates on offer

Always in the top 2 banks for best interest rates Reviewed on: 3rd April 2023

i have daily control & my savings are smartly simplified

I love that the interest is shown & added (compounded) monthly and so clear to see across all my different savings pots. I love that it is so simple to move money between the different pots Reviewed on: 3rd April 2023

Easy, Quick and Transparent.

Straightforward and easy to use. Reviewed on: 3rd April 2023

Smart Saver does what it says

Easy savings account. Good rate of interest. Reviewed on: 3rd April 2023

Happy so far

Easy to setup and good interest rates Reviewed on: 3rd April 2023

So easy and quick!

Like this bank as it's very easy to use, even as an older person. Also very quick. Great new way of banking great bank. Reviewed on: 3rd April 2023

No-nonsense and customer-focussed App banking

The set-up process for my savings account was effortless and straightforward. Transactions are processed like lightning and the app is intuitive and easy to use. Most pleasing of all the competitive interest rates and the almost instantaneous boosting of rates when the BoE rate rose. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Atom Bank 4.81 from 5213 reviews
Savings
from My Community Bank 4.80 from 1783 reviews
Young Saver
from Metro Bank 4.86 from 392 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub