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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Good product

Good interest rates good help with money Reviewed on: 3rd April 2023

Easy to use savings app

Just love this app, makes it so easy to save, really like that I can have different pots for different things and different rates with different notice periods, plus the rates are usually good! Reviewed on: 3rd April 2023

Zopatastic

Innovative, simple, top rates, first class product and service Reviewed on: 3rd April 2023

Sector leading rates and service

Best saving rates, with quick updates whenever the bank interest rates rise (unlike most high street banks), a great app that connects to your main bank account, and great service. Highly recommended! Reviewed on: 3rd April 2023

Savings made easy

Great app. Excellent interest rates with a variety of options on a on saving commitments. Easy to transfer money. Very happy! Reviewed on: 3rd April 2023

Superb saving account

This saving account was easy to use, quick to understand and always providing some of the highest interest rates on easy access accounts. Reviewed on: 3rd April 2023

Great, easy to use way to maximise savings rates

Zopa's smart saver is a brilliant app - it allows customers to get the higher interest rates of a fixed term savings account while at the same time having the benefit of an easy access option. Love it. Reviewed on: 3rd April 2023

Great rates and super flexible App

I moved to Zopa following a Martin Lewis tip and I have been really pleased with the rates and the easy to use App. I like the flexibility to choose from a variety of saving products. I am aware that there are also loans on offer but as yet I haven't used those. Reviewed on: 3rd April 2023

Zopa good for savings

Great for short term savings, flexible and easy to use and very competitive interest rates Reviewed on: 3rd April 2023

Great rates and App

The savings interest rates are really competitive and the App is easy to set up and quick to use. A great feature is the ‘boost’ pots where you can switch some of your savings into a notice pot with an even better interest rate. Reviewed on: 3rd April 2023

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