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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent service and rates

Great service, app is easy to use and quick as well. Good rates too! Reviewed on: 3rd April 2023

Super

Ridiculously easy set up with market leading rate and idiot proof operation. Reviewed on: 3rd April 2023

Easy to set up and great rates

Really easy to manage money in several pots and at great rates. Definitely a fan! Reviewed on: 3rd April 2023

Great rates

Really good interest rates. The app is easy to use and works very well for me. Reviewed on: 3rd April 2023

Great!

Really easy to use, great for saving money with the multiple pots you can choose to gain more interest on your savings, very secure. Reviewed on: 3rd April 2023

Good service

Good rates and app functionality - marked down for the delays with deposits & withdrawals Reviewed on: 3rd April 2023

Its alright

Gets the job done, but interest rates aren’t competitive enough Reviewed on: 3rd April 2023

Flexible and great rates

Their saved gives me the flexibility to lock money into accounts for how long I want to with competitive rates. Reviewed on: 3rd April 2023

Easy to use app, good rates, straight forward transaction

After comparing rates from other providers I decided to use Yopa. Found it really intuitive to set up, transfer and see funds. Reviewed on: 3rd April 2023

Easy, quick, trustworthy

All you can need to manage your savings easily Reviewed on: 3rd April 2023

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