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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great savings account

It's easy to use, good rates, easy to see accounts Reviewed on: 3rd April 2023

Great Product

Zopa offers very competitive rates on its savings products, which are increased every time the Bank increases the interest rate. So very saver friendly! It is also very easy to set up an account and to transfer money in and out. Reviewed on: 3rd April 2023

Fab

So simple to use and easy to set up different savings pots. Reviewed on: 3rd April 2023

Simple and easy

Very easy to set up, app is very straight forward. Simple to manage money and move funds in and out. Overall, a great bank to use Reviewed on: 3rd April 2023

Great, flexible saving

Zopa's approach to savers is spot on. Good interest rates that keep pace with the base rate, including an excellent easy access rate. Plus, the added advantage of getting even better rates for 'locking away' pots of savings for relatively short periods of time. All really helps with maximising interest, at the same time as providing flexibility to move funds in and out when needed. Reviewed on: 3rd April 2023

Ease of use

Using this app on my phone makes it super easy to review my account immediately. Reviewed on: 3rd April 2023

Great rates, great products

Good mix of products to suit my needs at that time, all with market leading rate. Reviewed on: 3rd April 2023

Great interest rates and simplicity

Easy to open and use by even the most digitally inept Reviewed on: 3rd April 2023

Great interest rate

The account was so easy to set up, the app is slick and the rate was really competitive Reviewed on: 3rd April 2023

Great savings

Great rates, easy app to use, first rate Reviewed on: 3rd April 2023

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