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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy to use, easy to save

It was easy to apply for a savings account with Zopa, and equally easy to set up “pots” within my account for different savings goals - and even on the instant access pot the rate is nothing to sniff at! Reviewed on: 3rd April 2023

The Best Saver I've Found

I've recommended Zopa to countless friends and family. As someone that loves flexible and instant access savers. The flexibility to still earn fair rates and access my money is great and the dedicated boosted pots motivate me to save for small and medium goals like a new car. Reviewed on: 3rd April 2023

No nonsense account

Love Zopa and the savings pots - I boost 7 and 31 days for a variety of saving reasons. 100% the best account for me Reviewed on: 3rd April 2023

Good interest rates and boosted pots are handy

The interest rates on boosted pots are very competitive and ideal for someone who wants to save but can't commit to a fixed term savings account Reviewed on: 3rd April 2023

Best savings provider

Zopa ensures it keeps up with the competition so always has some of the best interest rates. Notice pots is also a great feature that allows you to earn more interest or money you won’t need immediate access to. Reviewed on: 3rd April 2023

Amazing rates

Love using Zopa for savings! Great rates for easy access & fixed options. The app is very easy to use, have recommended to friends and family who have also opened one! Reviewed on: 3rd April 2023

Easy and quick

Can access your cash easily and quickly. Competitive interest on my savings. Superb! Reviewed on: 3rd April 2023

Clear, easy to use, best rates

For the constraints, I haven’t seen any better rates on the market for savings. Also very easy to use and the app works perfectly. Reviewed on: 3rd April 2023

The best

Instantly gained interest by switching to Zopa. Have recommended to friends and family Reviewed on: 3rd April 2023

Super easy to use!

I use Zopa's savings account and it's super easy to use. I can easily transfer money from my bank into the app and I appreciate that they send notifications and timespans so you know your money is safe. Eg. when you transfer money from your bank into the app it can take a short amount of time to show up - but Zopa will send a message telling you the time period and then notify you the second it hits your savings account! The app is nicely designed and it's very easy to navigate. Reviewed on: 3rd April 2023

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