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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

104% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Simple to use interface

Fantastic. No complaints here.. been with them a while now and it’s straight forward and rates are competitive Reviewed on: 3rd April 2023

Brilliant

Ive recommended it to everyone. Brilliant savers account. Easy and encouraging. Ive saved a fortune for myself which I wouldnt have otherwise! Reviewed on: 3rd April 2023

Simple savings

Very easy to set up and use with no fuss and good interest rates Reviewed on: 3rd April 2023

Easy Savings - Great Interest

I recently opened a Zopa savings Account. It was really easy to do. The App is clear and easy to use. Really user-friendly. Most importantly, the interest rates offered by Zopa are the best I’ve seen. No complaints! Reviewed on: 3rd April 2023

Instant transfers.

The APP is brilliant for me, so quick to transfer money to my nominated bank account. Plus excellent interest rate. Reviewed on: 3rd April 2023

Zopa's Smart Saver account is excellent - highly recommended

Zopa are paying really good interest rates relative to other providers on their instant access smart saver accounts and even more on their boosted pot accounts. They increase interest rates almost immediately after the BOE rate is increased (unlike most other providers) and there is no hidden small print or restrictions. I would recommend Zopa smart saver accounts to everyone and my partner and son have also signed up for accounts! Reviewed on: 3rd April 2023

Smart saver

Easy to use, transfer money and good rates. Reviewed on: 3rd April 2023

Intuitive and straightforward

Simple interface, clear about everything you need to know, easy to use, it’s ideal Reviewed on: 3rd April 2023

Plain and simple accounts without the jargon!

Setting up an account is super fast and easy. The app is so straight forward and simple to use; I really can't fault it. Transferring and depositing funds in one touch. Even an old codger like me is able to use with ease! Love it! Reviewed on: 3rd April 2023

Convenient and easy to use

Managing my account through the app has been incredibly easy and transferring money into and out of the account is very simple and fast. The interest rates offered are some of the best on the market at the moment too! Reviewed on: 3rd April 2023

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