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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Brilliant rates with guaranteed assurance

Zopa is great. I have money earning for me with additional added security that my money is protected Reviewed on: 3rd April 2023

Really great account

So easy to use deposits/withdrawals are simple and fast. Getting a really great rate plus if you lock your money away you get an even better rate. Most of my savings are with Zopa currently plainly down to the ease of use/rate provided! Reviewed on: 3rd April 2023

Modern banking

The app is so easy to use, the interest is great and it's a bonus to be able to have boosted pots and get even more interest Reviewed on: 3rd April 2023

Simple savings, great interest!

Really easy to set up and manage, great interest rates Reviewed on: 3rd April 2023

Super easy to use

Easy to set up, add to and view. Reviewed on: 3rd April 2023

Straight forward and easy to save

Best account, straight forward and easy to save Reviewed on: 3rd April 2023

Quick and easy savings

Great experience, easy to open the account & manage it, top up savings etc. User friendly app with well-designed UI. Reviewed on: 3rd April 2023

Hassle Free

Hassle free savings with high interest rates that quickly change to reflect the market. Reviewed on: 3rd April 2023

Saver so easy to use

Really happy with Zopa, fair interest rates and the app couldn't be simpler to use. Reviewed on: 3rd April 2023

best savings available

simple to use, best rates available. Can't fault the service. Reviewed on: 3rd April 2023

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