Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Easy to use and save

Very easy to create a savings account and start using it. Recommend Reviewed on: 3rd April 2023

What more could you want

Market leading returns, quick withdrawal times and quality customer service. As the title of the review says, what more could you want. ZOPA’s products are so friendly and easy to use it’s a no brainer to choose them over some of their rivals. Can’t recommend their smart saver product enough. Reviewed on: 3rd April 2023

Easy and great rates

Very easy to set up , use, and offers great interest rates Reviewed on: 3rd April 2023

Convenient and useful

Great interest rates and flexible accounts, giving you the option of higher intersect rates with varied notice periods. Reviewed on: 3rd April 2023

Great Savings account!

Easy to use and allows great access to savings account. Reviewed on: 3rd April 2023

Brilliant rates with guaranteed assurance

Zopa is great. I have money earning for me with additional added security that my money is protected Reviewed on: 3rd April 2023

Really great account

So easy to use deposits/withdrawals are simple and fast. Getting a really great rate plus if you lock your money away you get an even better rate. Most of my savings are with Zopa currently plainly down to the ease of use/rate provided! Reviewed on: 3rd April 2023

Modern banking

The app is so easy to use, the interest is great and it's a bonus to be able to have boosted pots and get even more interest Reviewed on: 3rd April 2023

Simple savings, great interest!

Really easy to set up and manage, great interest rates Reviewed on: 3rd April 2023

Super easy to use

Easy to set up, add to and view. Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Thamesbank Credit Union 4.52 from 34 reviews
Savings accounts
from Advance Credit Union 0.00 from 0 reviews
Branch Notice (discontinued)
from Nottingham Building Society 4.06 from 1 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub