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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Amazing App

App works every time as it should Reviewed on: 3rd April 2023

The best savings app out there

The Zopa smart savers is an incredible app that helps to make saving a lot easier. The choice of different pots with different interest levels is great as well. Reviewed on: 3rd April 2023

A bank that rewards your savings efforts

An easy to use app and a very good interest rate, what more can you ask for in a bank? Reviewed on: 3rd April 2023

Zopa's Revelationary Smart Saver

Zopa have really impressed me with their Smart Saver account! It is so easy to grow your money with Zopa. The app is very good indeed - so easy to use, and you can keep track of your savings wherever you are with the app. I have saved over £1500 with Zopa's Smart Saver. This was utterly astounding to me, as I didn't know how much I could afford to put away, but Zopa helps you with everything. I couldn't recommend Zopa, and their Smart Saver account highly enough. It has been a complete revelation, and I am recommending it to anyone who will listen! Reviewed on: 3rd April 2023

Amazing saving platform

Easy to use app. Clear information about products and services Reviewed on: 3rd April 2023

Perfect combination

The Smart Saver is a perfect combination of flexibility and high interest. The app is very easy to use, and an account quick to set up. Reviewed on: 3rd April 2023

Super, Safe, Smart, Savings

Easy to use, with great access and reliability. Smart information and super rates for savings. Can streamline for personal savings Reviewed on: 3rd April 2023

Excellent account

So easy to open and manage this account. Definitely recommend! Reviewed on: 3rd April 2023

Great savings

Easy to set up, very easy to use pass on changes in rates quickly. Very happy with the account Reviewed on: 3rd April 2023

Great ,easy to navigate app

The deposit and withdrawals are quick and easy to action and the rate of interest payable is one of the best around. Reviewed on: 3rd April 2023

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