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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent Products and Service

I have used Zoopa in the past for a loan and now have a savings account with them. The App is user friendly, excellent interest rates. Overall, a very good service provider Reviewed on: 3rd April 2023

Great agile, modern bank

East to use banking app with very competitive interest rates. Great interplay function with other banks allowing easy funds flow Reviewed on: 3rd April 2023

Great offering

Quick and easy to set up, easy to shift money around. Good interest rates. Reviewed on: 3rd April 2023

Amazing company

Opened a savings account which was incredibly easy to do and set up to make easy bank transfers, now have savings which gather interest. Their app is great to use and they have different pots you can use to save for different things! Would absolutely recommend!! Reviewed on: 3rd April 2023

Zopa First

Amongst my savings accounts, Zopa is always first to put up its interest rate. Reviewed on: 3rd April 2023

Simply Fantastic!!!

Easy to use, great rates and excellent customer service, have recommended Zopa to friends and family1 Reviewed on: 3rd April 2023

Fantastic

Easy to use, safe and reliable. Excellent customer service,. Very accessible. Reviewed on: 3rd April 2023

Easy and straightforward

Zopa have simplified savings and produced a top quality product with easy access to savings whilst providing very competitive rates which increase in line with the base rate. Reviewed on: 3rd April 2023

Easy and Simple

Very quick to get set up and use every month. Reviewed on: 3rd April 2023

Great company

Great company great service great to use and great rates Reviewed on: 3rd April 2023

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