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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8144 reviews)

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4.93

Based on 8,144 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Simply Fantastic!!!

Easy to use, great rates and excellent customer service, have recommended Zopa to friends and family1 Reviewed on: 3rd April 2023

Fantastic

Easy to use, safe and reliable. Excellent customer service,. Very accessible. Reviewed on: 3rd April 2023

Easy and straightforward

Zopa have simplified savings and produced a top quality product with easy access to savings whilst providing very competitive rates which increase in line with the base rate. Reviewed on: 3rd April 2023

Easy and Simple

Very quick to get set up and use every month. Reviewed on: 3rd April 2023

Great company

Great company great service great to use and great rates Reviewed on: 3rd April 2023

Amazing App

App works every time as it should Reviewed on: 3rd April 2023

The best savings app out there

The Zopa smart savers is an incredible app that helps to make saving a lot easier. The choice of different pots with different interest levels is great as well. Reviewed on: 3rd April 2023

A bank that rewards your savings efforts

An easy to use app and a very good interest rate, what more can you ask for in a bank? Reviewed on: 3rd April 2023

Zopa's Revelationary Smart Saver

Zopa have really impressed me with their Smart Saver account! It is so easy to grow your money with Zopa. The app is very good indeed - so easy to use, and you can keep track of your savings wherever you are with the app. I have saved over £1500 with Zopa's Smart Saver. This was utterly astounding to me, as I didn't know how much I could afford to put away, but Zopa helps you with everything. I couldn't recommend Zopa, and their Smart Saver account highly enough. It has been a complete revelation, and I am recommending it to anyone who will listen! Reviewed on: 3rd April 2023

Amazing saving platform

Easy to use app. Clear information about products and services Reviewed on: 3rd April 2023

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