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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,144 reviews, last reviewed 18th Apr 2026
122% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

Best Savings account

5
I like being able to lock out my savings and the opportunity to have pots. Reviewed on: 3rd April 2023
Chukwunonso MMADU-OKOLI's avatar
Chukwunonso MMADU-OKOLI

Excellent rates

5
Rates are excellent. Easy to access money and add ir withdraw. Reviewed on: 3rd April 2023
Kate Ellison's avatar
Kate Ellison

Competitive interest rates, great saver account flexibility

4
Competitive interest rates, flexibility in moving funds between instant saver account and notice saver accounts. App is easy to use. Reviewed on: 3rd April 2023
Kyriakos Chatziparaskevas's avatar
Kyriakos Chatziparaskevas

So easy to use. Great idea to have different pots for different things.

5
As we all know, interest rates are too low. So with zopa you are able to get a little interest rather than none . Easy to use too. Reviewed on: 3rd April 2023
Kath Mclean's avatar
Kath Mclean

Easy to save

4
Great rates easy to use. Straightforward app Reviewed on: 3rd April 2023
Anthony Grant's avatar
Anthony Grant

Easy to operate

5
Very easy to use with good interest rates Reviewed on: 3rd April 2023
Shaun Kemp's avatar
Shaun Kemp

Top quality Company

5
Easy to open account,very favourable interest rates Reviewed on: 3rd April 2023
Mick Lally's avatar
Mick Lally

Super Smart Saver

5
Easy to use, great interest, no hassle! Reviewed on: 3rd April 2023
Navraj Degun's avatar
Navraj Degun

Great product

5
Great product, easy to use and simple Reviewed on: 3rd April 2023
Matilda Jarvis 's avatar
Matilda Jarvis

The most competitive offer on the market

5
Zopa offers the most competitive offer on the market, even with ever increasing base rates by BoE. They seem to be the quickest to adjust the rate and definitely ahead of their peers! Furthermore, the app is very user friendly and easy to navigate through. Reviewed on: 3rd April 2023
Andre's avatar
Andre

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