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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,144 reviews, last reviewed 18th Apr 2026
122% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

Easy to use app with automated payments from current... Easy to use app with automated payments from current account into smart saving and regular saver pots. Getting salary paid into the current account un... Read more Reviewed on: 18th April 2026
Alex's avatar
Alex

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8144)

The modern way to save

5
The best app for savings I have used. Quick, reliable, fuss free. Set up new savings pit in seconds. Leaves legacy banks for dust. Reviewed on: 3rd April 2023
keith stanfield's avatar
keith stanfield

Simple to invest and withdraw

5
Very easy to use via App. Can set up savings goals and savings projects. Invest and withdraw in around 20 minutes. Reviewed on: 3rd April 2023
Andrew Keith Cressey's avatar
Andrew Keith Cressey

Easy and profitable

5
The app is simple to use and follow. The rates are competitive and respond quickly to the market. Reviewed on: 3rd April 2023
Satisfied customer's avatar
Satisfied customer

The best savings app by far!

5
I love this app. It’s so easy to use. Very clear and concise. Love the different “pots” you can create for savings and you can boost each pot if you wish to gain a higher interest rate. The rates are very competitive too. What’s not to love! Reviewed on: 3rd April 2023
Tracy Hartley's avatar
Tracy Hartley

Super easy super saver

5
Very easy and quick to setup. The app is simple to use and the account has an excellent level of interest. Reviewed on: 3rd April 2023
Rob's avatar
Rob

Excellent on-line app to easily, smoothly and safely manage your savings

5
I was looking for somewhere safe to put my savings - with Zopa I got this and a great savings rate to go with it!! Great package. Reviewed on: 3rd April 2023
Malkit's avatar
Malkit

Great way to save and keep money in saving pots

5
Great interest rates choice to have pots for various funds is great encouraging me to put money away for future events etc Reviewed on: 3rd April 2023
David Cook's avatar
David Cook

Fantastic Interest Rates

5
Fantastic Interest Rates with options to have "pots" for access Interest bonuses. Easy to use app, quick transfers Reviewed on: 3rd April 2023
Chloe Trotman's avatar
Chloe Trotman

Excellent service, great app, Super simple to save!

5
Love the Zopa app and service. really easy to use and super simple to save money! Reviewed on: 3rd April 2023
Edward's avatar
Edward

best phonerate ever

5
Easy to open on your phone , get notified when the rate goes up could not be simpler. Reviewed on: 3rd April 2023
Brian Johnston's avatar
Brian Johnston

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