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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8143 reviews)

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4.93

Based on 8,143 reviews, last reviewed 18th Apr 2026

122% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Safe secure investment Provided a safe opportunity to invest money securely with a fixed rate account that was very competitive at the time. Ease of managing the account was... Read more Reviewed on: 18th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8143)

Best savings rates and very easy to use

Easiest bank to usez and the savings rates are great too Reviewed on: 3rd April 2023

Simple to use App

Top saving rates and simple to use App Reviewed on: 3rd April 2023

Fantastic Bank!

Easy to navigate, fantastic interest rates, you know exactly where to find things and watch your money grow. Super friendly interface - I’m hugely impressed and will continue to recommend to friends and family. Reviewed on: 3rd April 2023

Ten out of ten

Since i opened an account with Zopa I never had any problem login pay every month how much money I have got left Reviewed on: 3rd April 2023

Excellent product and customer service

Great app and very competitive savings rates. No need to switch to other providers in order to receive best savings rates and exceptional customer satisfaction. Highly recommended. Reviewed on: 3rd April 2023

Fantastic rates

Love my smart saver account Great interest rate Easy to move money on and out on the app Can add savings pots which enable to save for holidays /wedding etc separately with extra interest too Reviewed on: 3rd April 2023

Fantastic

Such an easy app to use and regular updates! Reviewed on: 3rd April 2023

Great Savings Rates

I am new to Zopa but I am instantly impressed with ease of the app and the impressive saving rates, awesome!! Reviewed on: 3rd April 2023

Great Rate & Easy to use

Gives one of the best rates and also easy to boost if you can give notice. App really easy to use Reviewed on: 3rd April 2023

Market leading interest rate and easy to quickly setup

Was starting to get fed up of scanning the savings interest rates each month - often moving money between the two highest paying easy access savings account each time one raised their rate. It gets rather frustrating going back and forth all of the time. Then Zopa came along. Having been a previous finance customer years ago I knew they were a decent company so opened the new savings account. Was fast and simple to deploy and so far has increased the monthly interest rate before my other two savings accounts, which generally run a month behind. Highly recommended. Reviewed on: 3rd April 2023

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