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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Excellent product and customer service

Great app and very competitive savings rates. No need to switch to other providers in order to receive best savings rates and exceptional customer satisfaction. Highly recommended. Reviewed on: 3rd April 2023

Fantastic rates

Love my smart saver account Great interest rate Easy to move money on and out on the app Can add savings pots which enable to save for holidays /wedding etc separately with extra interest too Reviewed on: 3rd April 2023

Fantastic

Such an easy app to use and regular updates! Reviewed on: 3rd April 2023

Great Savings Rates

I am new to Zopa but I am instantly impressed with ease of the app and the impressive saving rates, awesome!! Reviewed on: 3rd April 2023

Great Rate & Easy to use

Gives one of the best rates and also easy to boost if you can give notice. App really easy to use Reviewed on: 3rd April 2023

Market leading interest rate and easy to quickly setup

Was starting to get fed up of scanning the savings interest rates each month - often moving money between the two highest paying easy access savings account each time one raised their rate. It gets rather frustrating going back and forth all of the time. Then Zopa came along. Having been a previous finance customer years ago I knew they were a decent company so opened the new savings account. Was fast and simple to deploy and so far has increased the monthly interest rate before my other two savings accounts, which generally run a month behind. Highly recommended. Reviewed on: 3rd April 2023

Savings

Great savings rate and impeccable customer service! Reviewed on: 3rd April 2023

Easy boosted savings

I love that you can put your money into booster pots to save for a chosen amount of time and get better interest rates, it suits me perfectly! Reviewed on: 3rd April 2023

Zopa is best bank for savings

I discovered Zopa after researching online for UK banks with best interest rate savings accounts. Money Saving expert rated Zopa in the top 5. And I can say they have not disappointed. It was an a very straightforward process to open the account on the app. And quieres have been handled very efficiently. Have been recommending Zopa to friends and family as well as people down the pub. Reviewed on: 3rd April 2023

Great value

Great value and easy to set up and use Reviewed on: 3rd April 2023

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