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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great saver

5
I find Zopa really good for savings - I like that you can split it into pots and boost different ones. It's a really handy tool. Reviewed on: 3rd April 2023
Charlotte 's avatar
Charlotte

Great rates

5
Fantastic rates and very open and easy to use app Reviewed on: 3rd April 2023
Josh Kennedy's avatar
Josh Kennedy

Saving

5
I’m very happy with the way I’m am treated and I have no problem when I need to make a withdrawal Reviewed on: 3rd April 2023
David Steven Evans's avatar
David Steven Evans

Great service, great product!

5
Quick and easy to use in the last 3 months, great service and response times! Reviewed on: 3rd April 2023
Chris's avatar
Chris

easy to use

5
simple easy to use and great interest rates Reviewed on: 3rd April 2023
Chris Rogers's avatar
Chris Rogers

Simple and effective

5
I recently signed up for Zopa having had technical issues setting up an account elsewhere. Their application process was quick and simple and their rates were the most competitive on the market for the level of access I needed to my money and interest is being accrued properly. The app is intuitive and effective. All-in-all, Zopa's Smart Saver is hard to fault and I would certainly recommend it to others. Reviewed on: 3rd April 2023
Dominic Jay's avatar
Dominic Jay

Best online savings account

5
So easy to use and put money into different pots for better interest. Reviewed on: 3rd April 2023
Geoff Boston's avatar
Geoff Boston

Very happy

5
Easy to use app, easy to move money around and the best easy access interest rates around. Thank you Reviewed on: 3rd April 2023
Louise 's avatar
Louise

Quick access, easy to use, great interest rates!

5
Since opening my Zopa account I have had no issues. It is easy to add funds to my account and also withdraw if needed. The interest rates are rising continuously and I have noticed a big difference with my interest earned since moving accounts. I would recommend this service and I have not had any issues. Reviewed on: 3rd April 2023
Sian Boyle's avatar
Sian Boyle

Simple and effective

4
Zopa savings accounts have good interest rates and are very easy to use Reviewed on: 3rd April 2023
Oliver's avatar
Oliver

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