Write a review

Newsletter

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

View other Zopa products

4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8149)

Great Way to Save Money

Great way to save. Fantastic interest rates for instant access accounts Reviewed on: 3rd April 2023

Savings success!

Easy to save and monitor growth! Thanks zopa! Reviewed on: 3rd April 2023

Excellent provider

I love the ease of using the app and the interest rates are amazing Reviewed on: 3rd April 2023

Easy access savings

Zopa savings account is so easy to access when transfering money in or out. The app is so very user friendly and enables me to have several saving pots for different needs. Highly recommended Reviewed on: 3rd April 2023

Great rates, Great service !!!

I am relatively new to Zopa but opened the smart saver and moved my savings to a 31 day pot initially. I am really impressed with the rates, the way the app works and will definitely be doing one of the other longer term pots next. I really like the flexibility and simplicity of Zopa...I have already recommended to 2 members of the family who are just about to join too. Reviewed on: 3rd April 2023

Love love love!

Love using Zopa's Smart Saver Account. It was my first real savings account - easy access, the best interests rates, and simple to use! Have even converted others to see their money go further! Reviewed on: 3rd April 2023

Easy to use

The app is really easy to use - navigation clear and looks good. Good interest rates too. Reviewed on: 3rd April 2023

Great account

Good interest on instant access easy to transfer in and out and quick and easy Reviewed on: 3rd April 2023

Easy saving

So easy to save and earn interest with Zopa. Highly recommend! Reviewed on: 3rd April 2023

Easy

Easy to set up and easy to spread the savings into different pots to get better interest rates Reviewed on: 3rd April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Teachers Building Society 3.86 from 5 reviews
Fixed term savings account
from RCI Bank 4.85 from 3962 reviews
Savings
from East Kilbride Credit Union 4.94 from 789 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub