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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Great product

I love the saver! It's easy to use and I can withdraw easily! Reviewed on: 3rd April 2023

No fuss instant access savings with a great interest rate

An easy to open account with a great interest rate - easy to transfer funds into the account & equally easy to move funds out of the account Reviewed on: 3rd April 2023

Flexibility and convenience

I very much enjoy the ability to put money in different pots, and benefit from boosting these pots for different periods of time. Giving notice is easy and I don’t lose any interest Reviewed on: 3rd April 2023

Pretty good

Very easy to use and navigate the app. Interest rates are very good, though not the best on the market. Overall, very decent. Reviewed on: 3rd April 2023

Instant access saving with good interest rate

Easy to transfer in and withdraw. Immediate transaction and notification. Would be 5 stars if the interest rate was marginally higher. Reviewed on: 3rd April 2023

Easy

A simple and easy way to bank. Great app and simple to use Reviewed on: 3rd April 2023

Exceptional Service

Great service through the Zopa app with clear instructions, great rates, user friendly and good functionalities. Reviewed on: 3rd April 2023

Fantastic

I hadn't heard of Zopa before saving with them but I have since found them to offer a safe and highly professional service. Much recommended! Rich Reviewed on: 3rd April 2023

THE best savings account!

Always matching and competing with interest rates. User friendly app - layout, design and navigation Great boost options and lots of options Makes saving easy, manageable and efficient By far, the best savings account product on the market! Reviewed on: 3rd April 2023

Great app, great rates

Love this savings account, and the ability to shift money into notice 'pots' with higher rates. Reviewed on: 3rd April 2023

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