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Zopa: Smart Saver reviews

4.93
Based on 8,142 reviews, last reviewed 18th Apr 2026
121% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good app and easy to use. Good app and easy to use. Never any problems. Reviewed on: 18th April 2026
Kelvin 's avatar
Kelvin

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8142)

Fantastic

5
I hadn't heard of Zopa before saving with them but I have since found them to offer a safe and highly professional service. Much recommended! Rich Reviewed on: 3rd April 2023

THE best savings account!

5
Always matching and competing with interest rates. User friendly app - layout, design and navigation Great boost options and lots of options Makes saving easy, manageable and efficient By far, the best savings account product on the market! Reviewed on: 3rd April 2023

Great app, great rates

5
Love this savings account, and the ability to shift money into notice 'pots' with higher rates. Reviewed on: 3rd April 2023

Great savings account

5
Really easy saving account offering great interest rates. Highly recommended. Reviewed on: 3rd April 2023

Smart Saver

5
Brilliant service & good return on your money. Reviewed on: 3rd April 2023

Savings Made Easy

5
Really easy to see my current savings and to be able to have lots of different options in one place. Easy to put money in and simple to take it out. Would highly recommend. Reviewed on: 3rd April 2023

10 Star

5
Great rates with flexibility for short and medium term savings goals Reviewed on: 3rd April 2023

Great provider and very flexible

5
Everything I was looking for in a savings account, flexibility and convenience. Reviewed on: 3rd April 2023

Perfect service

5
Great provider, informative, easy to use Reviewed on: 3rd April 2023

Easy to use

4
Very easy to use and transfer. I like how you can have different saving pots Reviewed on: 3rd April 2023

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