Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Easy to use

Very easy to use - referred by my mum to this bank for its smart saver. Reviewed on: 17th March 2023

Easy setup, competitive rates

Only took a few minutes to setup an online account and saving pots! Reviewed on: 17th March 2023

Straight forward and competitive

Some of the best rates in the market and very simple and quick to set up. Reviewed on: 17th March 2023

Amazing

Easy to use amazing rates…………….. Reviewed on: 17th March 2023

I love it

Seen this on martin lewis site thought I'd give it a go easy to set up app and very informative on other products and I like how you can leave your money in the instant access or if you do decide to go for that bit extra interest it is clearly laid out for you to choose with no pressure I love it. Reviewed on: 17th March 2023

Market-leading, useful and practical app-based savings account

I am very happy (delighted) with my Zopa app-based Smart Saver savings account. The interest rate is market-leading (3.21%). Another great benefit is that any withdrawals are received within minutes. If you withdraw money from savings accounts with many other providers, often you have to wait until the next working day to receive your money (pretty useless & not practical). For example, if you wish to withdraw money on a Saturday, you'd have to wait until Monday to get your cash! It is also much easier to manage your savings using an App (as is the case with Zopa) - rather than having to log in online to withdraw money from a savings account. Obviously logging in online takes longer & you might not have a laptop or computer to hand. Reviewed on: 17th March 2023

excellent product for savers

New account but features flexible options to creates pots with specific purposes and fixed terms. Flexible and innovative. Reviewed on: 17th March 2023

Best easy access saving rate

Best easy access saving rate, love the tiered boosted pots all available in one app. What’s not to like! Reviewed on: 17th March 2023

Simplicity itself.

Very simple to set up and use, very competitive rates. I like the flexibility to move savings into different pots with different interest rates. Very useful if saving for something specific. Reviewed on: 17th March 2023

Great service

Great service thanks will keep on using Reviewed on: 17th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

E-Volve Savings Notice Account
from RCI Bank 4.87 from 306 reviews
Savings
from Sheffield Credit Union 4.92 from 682 reviews
Instant Access Savings
from Ulster Bank 3.51 from 11 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43505 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub