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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easy access to better savings interest rates

Zopa has been a great place to get better interest rates on my savings. The phone app is intuitive and the process is clear and straightforward. Reviewed on: 3rd April 2023

Best account I have ever had

I use the smart saver and they are hands down the best ones I’ve had. Very easy to use on the app, and their interest rates are great. They’ve increased several times since I’ve been with them. I’ve also already recommended to several friends and family which now have this account too! Reviewed on: 3rd April 2023

Simple to use and great rates

I couldn’t recommend Zopa enough. Reviewed on: 3rd April 2023

Easy to use

Easy to use and pretty high interest is available Reviewed on: 3rd April 2023

ease of use and good returns

always so easy to manage my money and consistantly best % return. Reviewed on: 3rd April 2023

Savings made simple

Great app and easy to use. Very happy. Reviewed on: 3rd April 2023

Great products and service

Excellent products and services. Easy to save, with rates going up when interest rates rise, not like banks and building societies. Quick and easy app to manage your money. Reviewed on: 3rd April 2023

Great service, great product

Very happy , app easy to use, great savings rates Reviewed on: 3rd April 2023

Great service!

Quick, easy, fuss free service with Zopa. Would recommend. Reviewed on: 3rd April 2023

Easy to use service

Set a smart saver a few months ago, easy to do, easy to navigate. Reviewed on: 3rd April 2023

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