Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

super easy smart saver

a very quick and simple opening process, all completed in under 5 minutes but well explained for the customer Reviewed on: 17th March 2023

Very user friendly

Brilliant straight forward app. I've already recommended it to a few friends and family members Reviewed on: 17th March 2023

Great service

Would recommend Family are already using it Reviewed on: 17th March 2023

Quick easy banking

I was recommended Zopa by my Husband who's advice was to open a savings account where I can get a good interest return. Easy to use app is a bonus! Reviewed on: 17th March 2023

Switched savings account

I switched my savings account to Zopa once I saw their interest rates. I'm now receiving an extra £100 per year by doing absolutely nothing and it was so painless. I'd recommend to my mum which I feel is the ultimate seal of approval haha Reviewed on: 17th March 2023

MOBILE APP SMART SAVINGS

Easy to open - easy to transfer funds in - almost instant message confirming receipt of funds - easy to understand interest rates between instant access and short term blocked funds. Reviewed on: 17th March 2023

very user friendly app

being able to have multiple easy access saver pots for different things is making saving much easier, and more practical for me. saving has always been difficult for me, but this app really helps Reviewed on: 17th March 2023

Easy to open an account

Found it very easy and pain free to open a savings account. Account was opened in a matter of minutes and funds transferred reflected in less than 20 min. Reviewed on: 17th March 2023

Easy, straightforward and good rates

Zopa has really impressed me with how easy the app is to use. All of the information you need is easily accessible and the variety of boosted pots you have available means you can save money with varying interests depending on how much notice you’re willing to give before accessing it. If you want an easy to follow app to help you save, with competitive interest rates, then Zopa is a great choice. Reviewed on: 17th March 2023

Zopetastic

Easy to use app, great rare on savings Reviewed on: 17th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Voyager Alliance Credit Union 4.86 from 444 reviews
Junior Instant Access Savings
from Nationwide 0.00 from 0 reviews
Savings and investments platform
from Meteor 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43505 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub