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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8149)

Easiest way to save money

I like how simple is to manage my money. I recommend it. Reviewed on: 3rd April 2023

Great rates and so easy to use

Great rates and so easy to use. Can't find a better similar product on the market. Reviewed on: 3rd April 2023

Best way to save money!

I am the worst saver, but with Zopa saving account taking longer to transfer to my account it means I am less likely to dip into my account!! Love it Reviewed on: 3rd April 2023

Best saving app

User friendly, best interests on savings Reviewed on: 3rd April 2023

Perfect savings app

So easy to move money from one pot to another and with a great interest rate Reviewed on: 3rd April 2023

Best rate ever

Keep updating the interest rate which is fantastic for saver Reviewed on: 3rd April 2023

Great rates

Really easy to navigate. Great rates Reviewed on: 3rd April 2023

Zopa

Easy to set up and easy to know what rates apply to which savings Reviewed on: 3rd April 2023

Easiest app !

So easy and fast to set up and easiest app to manage Reviewed on: 31st March 2023

Great for fast savings

I put any spare money in my zopa account as i can access it anytime i like the interest rates are great so i get my moneys worth and its all free. Reviewed on: 31st March 2023

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