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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Savvy Smart Savers come here.

Zopa was recommended to me by one of their original bankers way back in the day. I needed somewhere that would pay a good rate of interest but also easy access. The smart savers is the perfect place. So easy to set up for those like myself techno illiterate, just the perfect place for me. Thank you. Great job. Reviewed on: 17th March 2023

Great savings account

Savings account was very easy to set up and the product gives a good rate of interest compared to others. Reviewed on: 17th March 2023

Easy to use app

We were looking for somewhere to have savings and get a bit of interest. Zopa is easy to use and I love the fact we can save different pots of money. I’m currently saving for a holiday by moving small amounts of money into it. Reviewed on: 17th March 2023

Great rates, great flexibility

Very competitive intrest rates, flexibility to lock in different savings pots Reviewed on: 17th March 2023

Missing out on savings boost.

After been with the same bank for over 30 years and not offered advice on better rates of interest on savings, came across Zopa and found it easy to start saving. Reviewed on: 17th March 2023

Easy to deposit or withdraw using app.

I've had savings accounts that are as easy to use as Zopa but I have never used one that has tiered savings rates, depending on how much notice you are willing to give. This is an excellent idea and Zopa's USP. The interest rates are very good too. Overall a 5 star savings product. Reviewed on: 17th March 2023

Well pleased

After searching online for all the possible places to invest Zopa ticked all the boxes including customer service Reviewed on: 17th March 2023

Easy, simple and straightforward

I had a great experience setting up my account. It was easy and straightforward to select the accounts that best suited my needs. I was able to move the money safely and securely. All in all a great experience! Reviewed on: 17th March 2023

Great customer service!!

I have recently opened a Smart saver account, which was very easy to setup, and offers competitive rates of interest. Very good communication via email letting you know that payments have arrived in your savings account. Reviewed on: 17th March 2023

Genius savings product

Really pleased with my Smartsaver a genius idea allows you to save in different access pots with different interest rates. Reviewed on: 17th March 2023

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