Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Savings with more control

The ‘Smart Saver’ account is an excellent product to manage my savings effectively. Having the availability to open different pots to save for different areas makes it easier to understand and track what you want to save for. This can be done in the app with a few clicks and best of all this comes with market leading interest rates. Reviewed on: 17th March 2023

So Easy To Set Up

With an excellent savings rate and an ease of set up that was breathtaking, I opened my Zopa account just a few weeks ago. The ability to transfer money quickly and easily into a booster pot is a brilliant idea! Customer service is also very good. Overall a refreshing change from the prehistoric banking that I have encountered in the past. Reviewed on: 17th March 2023

Really straightforward, simple savings

Just simple, straightforward and one of the best market rates for easy access savings. I have been with multiple banks and Zopa is definitely the best Reviewed on: 17th March 2023

Really quick and easy to set up, and great rates!

I like that you can put money away for different amounts of time and receive higher rates for doing so. In the current market, the interest rates Zopa offer are great! Reviewed on: 17th March 2023

Saver

Easy to use and love how you can have individual savings pots Reviewed on: 17th March 2023

Looking good

Well guided. Make me keep to my limits spending…. Reviewed on: 17th March 2023

Excellent app and savings rates

The Zopa app is excellent and the savings rate is really good and having different pots within one account is something that really works for us Reviewed on: 17th March 2023

Great experience!

Easy to use app. Simple to move from elsewhere and very easy to use. Reviewed on: 17th March 2023

Smart and Rewarding

Very easy to st up and the app is super smart! Competitive rates and really easy to understand. Reviewed on: 17th March 2023

Very Competitive Rates

I recently open an account with Zopa having compared their rates with other banks that I was with. In fact, I moved all my money and transferred to Zopa because their rates were too good. One bank was giving me 1.55% while Zopa with same access is 3.21%! Reviewed on: 17th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Punjab National Bank 1.67 from 3 reviews
Easy Access Account
from Aldermore 3.67 from 7 reviews
Savings
from Kent Reliance 2.29 from 43 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Credit card
from Zopa 4.94 from 43505 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub