Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

30% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7180)

Good interest rates

I like the way it does not do a credit check so doesn't affect my credit score when i signed up for an account. The interest rates are good. Reviewed on: 20th February 2023

Great account

Very easy to set-up the account & everything can be done on the app. The saving pots at different interest rates is also a handy feature Reviewed on: 20th February 2023

Great Flexible Saving App

We use Zopa for savings. The app is great. Easy to setup and great to split out savings for different things. Much better than your standard high street bank. Reviewed on: 20th February 2023

Great Service

Really easy/seamless process to set up my easy access savings account, and easy to send money to other accounts too. Reviewed on: 20th February 2023

Good return, easy to use savings account

Recommended by my husband. Easy to set up and extra interest with the boosted pot. Reviewed on: 20th February 2023

Great savings account

Great savings account, really competitive rates and easy to use. Highly recommend. Reviewed on: 20th February 2023

Zopa Smart Saver

Thank you Zopa. The app set-up and funds transfer was easy and quick. My spare cash is now giving interest. I do like the range of saving options available to increase the return in accordance with different noticed periods. Reviewed on: 20th February 2023

Easy to use with competitive rates

The account is easy to use and the rates are very competitive Reviewed on: 20th February 2023

Simple to set up

The saving screen is simple to understand, set up and is great to check how your savings are going and with the choice of accounts from 7 to 95 days notice accounting temptation to withdraw removed and also act as the rained day account Reviewed on: 20th February 2023

Super easy. Great bank

Love the ease of application and different pots. Especially as you can choose different interest rates for different pots. This is especially fab. Only annoyance is that money takes a short period to land in the account when you send it. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Defined Access Savings Account
from Paragon Bank 5.00 from 2 reviews
Savings
from Central Credit Union 4.97 from 386 reviews
Savings
from Enterprise Credit Union 4.97 from 740 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Personal loan
from Zopa 4.94 from 65247 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub