Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

30% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7180)

Super simple saving

One of the easiest banking apps to use and saving pots really easy to setup. Reviewed on: 20th February 2023

Best overall savings product

No other organisation does savings accounts like this: one product over which you can allocate savings pots to instant access or notice access from 7 day, 31 day & more. The rates given are market leading, if not the best. Its so easy to use & switch funds to another level. Couldn't recommend it more highly. Reviewed on: 20th February 2023

Really easy to set up

Love using zopa it’s very easy to navigate and transfer between eat pot Reviewed on: 20th February 2023

Easy and simple with a great rate

I love using the app. And I can manage my savings easily with different pots with diff interest rates. Both myself and my husband use This and it’s really easy and clear how to use. Thanks L Reviewed on: 20th February 2023

Easy to transact savings

Quick and easy to setup and to transfer money in Reviewed on: 20th February 2023

A virtual piggy bank

Zopa is so easy to use! It's great knowing I have such easy access to savings when I'm out and about through the app. The money pots make budgeting straightforward. Reviewed on: 20th February 2023

so easy

I was recommended this product by a family member and found it so easy to use. The increase of interest rates have been fair in line with the base rate increase and I have recommended it as a product to two more family members! Reviewed on: 20th February 2023

Good

Very helpful app for saving. Having multiple pots works very well Reviewed on: 20th February 2023

What a wonderful idea!

I started Zopa after being recommended it by family. My trouble was seeing my savings sitting in my normal banking app and transferring the odd amount back to my spending, as I knew it was there, and I’d just pay it back next payday. However, with Zopa, it’s not connected to my bank accounts, so once my savings are transferred, it’s out of sight and out of mind. It is so exciting being able to save each month, plus earning interest. The other products up for offer are also great, and when needed, I’ll be sure to use Zopa. 5 stars! Reviewed on: 20th February 2023

An easy way to save money

I was getting next to no interest for my current account and wanted to save money for a holiday. Zopa's smart saver account has enabled me to do that easily and with a good interest rate. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Private Clients Savings
from Investec 4.70 from 5 reviews
Fixed Rate Savings Account
from Paragon Bank 3.18 from 39 reviews
Savings
from Westcountry Savings and Loans 5.00 from 1 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1261 reviews
Personal loan
from Zopa 4.94 from 65247 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub