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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Straightforward saving

Simple and easy savings with competitive interest rate Reviewed on: 17th March 2023

Quick, easy and secure! Best easy access rates

I’ve put my deposit for my house purchase here knowing that the process is going to take a few months. This has been really easy and helpful being able to access my money, earn interest in the meantime (much higher than the high street bank rates) and have this protected by the FCSC coverage Reviewed on: 17th March 2023

Easy to set up

Easy to set up and use. Great rates Reviewed on: 17th March 2023

It really is Smart!

The Zopa Smart Saver account is pure genius, simple and helps you save without the worry. Fabulous product. Reviewed on: 17th March 2023

Brilliant, easy to use app

Switching to Zopa took 5 minutes from my previous savings account. Excellent interest and very competitive. Reviewed on: 17th March 2023

A smart move to a zupa savings

The process of setting up accounts and transferring from savings pots is so simple Reviewed on: 17th March 2023

Excellent!

Zopa explain their Smart Saver account so clearly, outlining the benefits of each type of boost on offer and give peace of mind that my savings are in safe hands. Watching the earnings grow is very satisfying and gives my family comfort when those rainy days come along! Reviewed on: 17th March 2023

Flexible & Easy

ZOPA made it so easy for me to sort my savings. They not only offer a competitive AER, but they also enable to organise my savings into separate pots for Emergency Fund, Holiday and New Home Reviewed on: 17th March 2023

Quick to set up - easy to manage - good interest rates

Took less than 48 hours to get started and start moving my money into my Smart Saver. I have several different pots - some instant access, one at 7 days notice and my main saver at 30 days notice. Very easy to manage on the app - very glad to be a member and have already recommended to others Reviewed on: 17th March 2023

Simple saving

Easy to use and efficient. I would recommend them to my family and friends. Reviewed on: 17th March 2023

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