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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great easy access account

Easy application, easy and intuitive app within line support, makes transactions and visibility really easy. Why wouldn't you take an account with higher than the average returns that's so easy to operate. Reviewed on: 17th March 2023

Easy to open with structured and secure saving

Opening the account was really easy but but the star quality is being able to combine easy access with boosted notice pots. Not only does it provide higher interest but also gives done additional security to your money. Reviewed on: 17th March 2023

Efficient and easy

I love how I can split my money into pots with different notice periods, it makes saving for different things so much easier! Reviewed on: 17th March 2023

Excellent savings product

Just opened a zopa savings account and I have found it so easy to use as it is app based Reviewed on: 17th March 2023

So easy and worth it!

Makes a nice change to have a savings product that is easy to set up and manage, with a good rate of return without having to jump through any hoops. Others should learn from this if they want to stay competative. Reviewed on: 17th March 2023

Easy, clear and good rates of interest

It’s been so easy to start making the most of my money! Smooth, quick and uncomplicated with fast transfer times and I love the booster pots option where you can save even more. The flexibility of the account is great as I have the option to be able to access my money easily and squirrel away some for a choice of longer periods ranging from just a few weeks or however long I want. I would recommend this to anyone looking for an easy, hassle free way to save. Reviewed on: 17th March 2023

So easy

So easy to set up and a great rate Reviewed on: 17th March 2023

Great service

Great service easy to use app and excellent interest rates very competitive! Recommend to all savers to use Reviewed on: 17th March 2023

Competative Rates

Zopa has consistantly remained competative with the savings accounts on offer, often quite hard to beat. Reviewed on: 17th March 2023

So Easy

Opening an account could not gave been easier and funds are credited and debited so quickly. Super account Reviewed on: 17th March 2023

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