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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy Peasy!

So easy and quick to open an account and then move my saving across which were only earning 0.6% interest to start earning 3.21%.......it's a no-brainer! Reviewed on: 17th March 2023

Quick, easy, no hidden costs

My experience with Zopa has been great, easy to set up and start adding money to different pots Reviewed on: 17th March 2023

Great App and nice features.

The App is easy to install and the option of a boost savings is great. Reviewed on: 17th March 2023

Just great service

Great service and all so easy to do. Brilliant Reviewed on: 17th March 2023

Best bank

Very good savings account, easy to use Reviewed on: 17th March 2023

Simple, easy and good rate

Gave up trying to set up an online account with a traditional building society waiting on their checks and failure to send me my account details to make a deposit. Set up a Zopa account securely in about 5 mins. App works well and decent rates relative to access terms. Reviewed on: 17th March 2023

Easy to use

Very easy to use - referred by my mum to this bank for its smart saver. Reviewed on: 17th March 2023

Easy setup, competitive rates

Only took a few minutes to setup an online account and saving pots! Reviewed on: 17th March 2023

Straight forward and competitive

Some of the best rates in the market and very simple and quick to set up. Reviewed on: 17th March 2023

Amazing

Easy to use amazing rates…………….. Reviewed on: 17th March 2023

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