Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Easy-to-use app

I was recommended to use Zopa by my family when my own savings account was no longer competitive. The Zopa app is easy to use, intuitive and a great cornerstone for modern banking Reviewed on: 17th March 2023

Saving made simple

The app is a fantastic tool for saving, and the auto-save feature gives me peace of mind that I'll continue to meet my saving goals! Reviewed on: 17th March 2023

Quick, flexible and easy

I have recently opened a Smart saver account, the whole process was very simple. It’s so easy to transfer money in and I can then decide whether I want to move it into a pot that pays extra interest. Well done Zopa! Reviewed on: 17th March 2023

Fantastic way of saving

What a wonderful product. So easy to use and move money around to benefit access and growth Reviewed on: 17th March 2023

Savings review

Easy to set up, easy to use, great savings rate. What's not to like. I would highly recommend Zopa. Reviewed on: 17th March 2023

Great rates!

Loving the rates offered by Zopa and the ability to create different pots - perfect for managing all my savings! Reviewed on: 17th March 2023

Very happy with zopa

Great company very easy to sign up would recommend Reviewed on: 17th March 2023

Hits the mark for retail savings

Was referred by a friend, took 5 minutes to set up. Did a test deposit and withdrawal to see how it works. Then deposited my savings. To be honest I couldn't believe how easy it was. Well done Zopa! Reviewed on: 17th March 2023

Hassle free, rewarding savings

Easy to set up the account, great interest rates, manage though a simple app. Perfect! Reviewed on: 17th March 2023

Great Rates and so easy t set up

I recently transferred from a competitor and found the whole process to be quick, easy and efficient. Top rates too. Couldn't be more impressed! Reviewed on: 17th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from NHS Credit Union 4.95 from 777 reviews
Charity Saver
from Triodos Bank 4.72 from 228 reviews
Savings
from Vernon Building Society 4.87 from 3943 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub