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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy to use and good interest rates

Great simple app, easy to make instant transfers with your main account, and excellent market leading rates. Reviewed on: 17th March 2023

Straightforward and easy to use

Really easy to set up and use, interest rates are good and information is communicated well. Highly recommended Reviewed on: 17th March 2023

Great savings accounts

They have one of the best interest rates and are very easy to use Reviewed on: 17th March 2023

Great rates and easy to set up.

Very intuitive interface and simple to navigate - a good experience so far. Reviewed on: 17th March 2023

The best savings account hands down!!!

The best rate of interest on the market, as well as a brilliant, friendly app - thanks Zopa!! Reviewed on: 17th March 2023

Easy to use & great for savings!

The best savings account I’ve used, great rates & easy to access. Reviewed on: 17th March 2023

Every last penny counts

Found out about Zopa through money saving expert. Interest rates for instant access and short/medium notice savers started off competitive and only improved. I have a 0% purchase credit card with a few thousand on it which needs to be paid off by September. Rather than settling this now, I'm getting 3.47% AER paid monthly which equates to about a tenner a month for it to sit there. The 90 day notice required stops me spending it and ensures I'll be alerted when the notice period expires and it's time to settle the card. That makes me happy. Reviewed on: 16th March 2023

Easy to use, competitive interest rate

Easy to use, competitive interest rate Reviewed on: 16th March 2023

Fast, easy, reassuring!

Reliable company that I've used for many years, easy to setup different saving pots for my money, with different rates and access periods. Great that they arre dynamic and change with the current interests rates. App is brilliant at managing the money and makes it easy to access. Fantastic service and company. Reviewed on: 16th March 2023

Interest

Great to see money grow as interest is added each month. Reviewed on: 16th March 2023

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