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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

So easy and cost effective

Such a quick and easy process. Have set up a main pot for a lump sum and plan on opening pots for future events! Reviewed on: 17th March 2023

Best interest rates

Highly recommend, easy to use saving account Reviewed on: 17th March 2023

Great interest rate

Quick and easy to use and set up. Fantastic rate of interest for a easy access account Reviewed on: 17th March 2023

New Customer

I have recently opened a savings account having been attracted by the good interest rate. Opening an account was very straight forward so so far pleased with my experience. Reviewed on: 17th March 2023

Brilliant

Great rates easy to use and quick transactions Reviewed on: 17th March 2023

Wow

Super smart, beneficial and great UI Reviewed on: 17th March 2023

Money saving made easy

Not only do Zopa have amazing saving interest rates and account options their service is well designed, highly accessible and straightforward. Since joining up I’ve recommended them to multiple friends and family members. Reviewed on: 17th March 2023

Great service

Good rates, easy to set up using the app Reviewed on: 17th March 2023

Easy savings with good interest rates

I recently set up accounts with Zopa. The app is very easy to use with lots of information and chat service if needed. Reviewed on: 17th March 2023

Choice, flexibility and great rates

I came across Zopa after reading about them on comparison websites and their saving rates appealed to me. However the app does so much more, allowing me to create different pots for each of my goals - it is really encouraging me to keep going so I can do what I want to in life. Reviewed on: 17th March 2023

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