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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

good rates and overall easy access

Good rates and overall easy access Reviewed on: 17th March 2023

Great product; great service!

A great interest rate and very easy to open the account. Highly recommended. Reviewed on: 17th March 2023

Easy to manage, Excellent service

From the start, Zopa's customer experience via their app, and the management of my money to maximise savings shows how the organisation is thinking about the needs of their customers - this approach is fairly novel, in comparison to some of the more archaic structures and customer experiences that exist at larger institutions. Keep it up Zopa! Reviewed on: 17th March 2023

Zopa savings

Like this product as its easy to setup, with good rates and few restrictions Reviewed on: 17th March 2023

From little acorns !

I am a pensioner finding life hard at the moment with Electricity and Food costs so just put £3 a week away and forget about it. Reviewed on: 17th March 2023

Open a Zopa Saver Account and App

Open a Zopa account was easy and straightforward with simple steps and questions. The app is easy to operate and is designed in a simple way which is easy to follow and use. Reviewed on: 17th March 2023

Easy to open. Good rate.

Easy to open, good interest rate. Good options for terms as well Reviewed on: 17th March 2023

Hassle Free Saving

Incredible easy to set up and use plus excellent rates Reviewed on: 17th March 2023

Best interest rates

Great rates, east to use app. All very clear Reviewed on: 17th March 2023

Brilliant!

Amazing savings account! Straight forward and clear app to help customise the savings layout to suit your own personal needs. Highly recommend. Reviewed on: 17th March 2023

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