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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Great app

Using the app is very straightforward and easy, I’ve never had any problems managing my account and the account has been run very well by Zopa. Reviewed on: 20th February 2023

Easy to use, savings app

Love this savings account. The option to save in different pockets for different things and the competitive interest rates make it a perfect account Reviewed on: 20th February 2023

Zopa savings

Simple to set and operate, flexible a, very fair interest rates for savings Reviewed on: 20th February 2023

Quick and Easy with Zopa

Saw Zopa on Martin Lewis show and a quick easy set up and access to my savings which earns me money. Thank you Zopa Reviewed on: 20th February 2023

Wouldnt go anywhere else

Very easy from start to finish, would recommend to anyone. Reviewed on: 20th February 2023

Easy to use and great interest rates

So easy to use this account. Some of the best interest rates out there too. Love the pot boost option too Reviewed on: 20th February 2023

Easy to manage savings account

Never had an online only account but setting up my savings account with an automated monthly deposit was very easy via the app. Competitive interest rates also Reviewed on: 20th February 2023

Easy to use and good rates of interest

Easy to use and good rates of interest. Reviewed on: 20th February 2023

Great interest rates and easy to use

I trust Zopa to always have competitive interest rates. I find the pots very useful. Reviewed on: 20th February 2023

Quick and easy to use

Zopa is a very convenient way to save money, their app is easy to use and move money around various pots, for the short term saver or longer term growth fund. Reviewed on: 20th February 2023

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