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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.821431115566817736 (8149 reviews)

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4.82

Based on 8,149 reviews, last reviewed 17th Jun 2026

89% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent accounts, interest and app. This company provide an app that works and is easy to use. The use of pots to separate savings is valuable to me to keep track of what I want to save ... Read more Reviewed on: 17th June 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8149)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Easy to use

Easy to set up, easy to use. What’s not to love Reviewed on: 20th February 2023

Amazing product offers

Offer some of the best methods of savings of all financial providers. The products offered allow the customer to have a level of control of their savings that is incredibly useful and the different levels of savings provide great assurance for future target goals Reviewed on: 20th February 2023

Brilliant rate and amazingly user friendly

Great interest rates which are updated quickly. Super easy to set up. Reviewed on: 20th February 2023

Fabulous customer focused!

So easy to open and manage an account with Zopa. Excellent interest rates. Love the online service, easy to navigate Reviewed on: 20th February 2023

Great app

Using the app is very straightforward and easy, I’ve never had any problems managing my account and the account has been run very well by Zopa. Reviewed on: 20th February 2023

Easy to use, savings app

Love this savings account. The option to save in different pockets for different things and the competitive interest rates make it a perfect account Reviewed on: 20th February 2023

Zopa savings

Simple to set and operate, flexible a, very fair interest rates for savings Reviewed on: 20th February 2023

Quick and Easy with Zopa

Saw Zopa on Martin Lewis show and a quick easy set up and access to my savings which earns me money. Thank you Zopa Reviewed on: 20th February 2023

Wouldnt go anywhere else

Very easy from start to finish, would recommend to anyone. Reviewed on: 20th February 2023

Easy to use and great interest rates

So easy to use this account. Some of the best interest rates out there too. Love the pot boost option too Reviewed on: 20th February 2023

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