Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Excellent rates and easy to use

Zopa have the ‘pots’ concept where amounts can be committed for various time periods to maximise the return vx flexibility Reviewed on: 20th February 2023

Very Good

Great user interface, easy to use and manipulate money effectively Reviewed on: 20th February 2023

Easy service to use , great competitive rates

Brilliant service, easy to set up and navigate the app, very competitive easy access savings account Reviewed on: 20th February 2023

Great communication and app

Easy to set up, good rates, great app and communication. Seamless service so far! Reviewed on: 20th February 2023

Easy saving

Good interest rates, super easy saver that makes hitting saving targets easier Reviewed on: 20th February 2023

Zopa account

Good and easy to use savings account in the app. Reviewed on: 20th February 2023

Easy

Great product easy to use. Should be on everyone's list of to use. Reviewed on: 20th February 2023

SIMPLICITY at last!

Smart Saver is straight forward and simple to use, no searching for the right option, everything is laid out in front of you. Fast REAL person helpline and great interest rates too! Reviewed on: 20th February 2023

Smart saver

Great options for tiered saving rates depending on term Reviewed on: 20th February 2023

Quality savings products

The interest rate is highly competitive and the app is so easy to use. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Term Savings
from Metro Bank 4.44 from 223 reviews
Savings Account
from Recognise Bank 4.64 from 180 reviews
Easy Access Account
from Aldermore 4.20 from 7 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub