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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Love Zopa

Really E asy to use and great interest earned Reviewed on: 20th February 2023

Good interest rate, easy to use

Good interest rate, simple display makes it easy to use. Variety of choices of saving options Reviewed on: 20th February 2023

Love the boost feature!

Savings account is super easy to use and transfer money in and out of. Good interest rates and love the boost feature! Reviewed on: 20th February 2023

Excellent savings account

I have found the Zopa account to be extremely user friendly. Simple to open and use. Overall an excellent savings account. Reviewed on: 20th February 2023

Simple, best rates, good app.

Simple, best rates, good app. no nonsense or hassle, easy to switch access/interest type. Reviewed on: 20th February 2023

Simply Effective

This is such an easy way to save money and maximise interest on your savings. You can lock differing amounts away depending on your personal circumstances: giving longer withdrawal notice will give you a better rate. It's easy to transfer money between pots and it's all done online with full FSA protection. You can't do wrong! Reviewed on: 20th February 2023

Simple Smart Saving

app based savings is intuitive and very easy to navigate. SIMPLE SMART SAVING Reviewed on: 20th February 2023

Really smart way to save

This is exactly what I've been looking for, a saver account with different pots for different saving terms (higher interest if you lock some away for longer, easy access for others, etc). Easy to manage and really good rates. Reviewed on: 20th February 2023

Best smart saver on the market

User friendly dashboard, easy set up and great interest rates on savings!! I have already recommended Zopa to few of my friends! Reviewed on: 20th February 2023

Easy to use

Excellent company & easy to use service Reviewed on: 20th February 2023

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