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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy peasy

Really easy to use and creating different pots are so useful! Reviewed on: 20th February 2023

Its so easy to load your pots and have different interest rates

. The smart saver is a good way to lock in your saving but still get to them when you need them . proving you give notice. Reviewed on: 20th February 2023

So easy to save with Zopa!

Zopa is a vey simple way to save. We've set up a separate pot for our daughter and also have our holiday pot so we can top that up when we can. The app is so easy to use and there are other tailored products to explore too. It's perfect for us! Reviewed on: 20th February 2023

Excellent flexibility!

I love my Super Saver account - the different levels of notice on savings pots with a corresponding increase in interest mean I can maximise my savings return within the one account. Excellent product! Reviewed on: 20th February 2023

Easy to do business with

Zopa offer great savings products, easy to do business with Reviewed on: 20th February 2023

Savings Account

Easy to use and always been professional and friendly when I've contacted them. Savings Account has the best interest rates. I would recommend Zopa to friends and family Reviewed on: 20th February 2023

New account

Ease in setting up. Good earning. Pleased to have made the decision to open this account. Reviewed on: 20th February 2023

Excellent experience

It's been an excellent experience being with Zopa. It's so easy to manage your money by creating different pots and the app is super user friendly. I would recommend! Reviewed on: 20th February 2023

Great interest rates

The smart saver allows you to control how much interest you earn on your money, even better, the base interest rate is still significantly higher than most high street banks. The app is super easy to use and move money to and from, I would recommend to anyone looking to finally get some interest back on their savings Reviewed on: 20th February 2023

Quick mobile experience

Great rates and a great product offerings Reviewed on: 20th February 2023

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