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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Excellent all round

Love Zopa. It does exactly what it says it will do. Offers excellent savings rates. Very easy to use. Reviewed on: 20th February 2023

Good rate

Solid bank, nice app and good interest rate, epecially if you lock it up for a period using their boosted pots. Reviewed on: 20th February 2023

Good rates easy app

Zoopla offer competitive rates of interest with a very easy to use app Reviewed on: 20th February 2023

Best high interest rate saving account

Best high interest rate saving account Reviewed on: 20th February 2023

Great Interest flexible savings

Put savings in Zopa after recommendation by MSE website. Set it up online. Didn't need any third party input. Very easy Reviewed on: 20th February 2023

Easy to set up.

Easy to set up, with good rates. 10/10 Reviewed on: 20th February 2023

Easy to set up and run

Easy to apply and open account . Reviewed on: 20th February 2023

Great value for money

I started using zopa between buying and selling a house, but kept the account as it has proved to be great value for money Reviewed on: 20th February 2023

Best Saving on the market

At the top of the market for rates, and the app service matches that Reviewed on: 20th February 2023

Smart saver

Great rates and the app is really easy to use Reviewed on: 20th February 2023

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