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Zopa: Smart Saver reviews

View other Zopa products
4.94
Based on 7,448 reviews, last reviewed 16th Jan 2026
26000% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

5

GREAT COMPANY App easy to use, no issues with products provided, good savings rates. Would use again for other products if needed Reviewed on: 16th January 2026
Gail N's avatar
Gail N

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7448)

Easy to setup and a great rate of saving

5
Really say way to move your savings to pots depending on how easy you need to access the money. Reviewed on: 11th January 2023
Matt's avatar
Matt

Great way to save easily

5
Great rates, great app, easy to use and pay in/pay out. Can’t fault. Much much better than my Bank saving rates. Reviewed on: 11th January 2023
Laetitia Webb's avatar
Laetitia Webb

Brilliant

5
Got credit card through Zopa, app is amazingly easy and savings is absolutely fab. Always had a higher rate than most saver accounts. Hope they keep it going! Reviewed on: 11th January 2023
Belinda Outhwaite's avatar
Belinda Outhwaite

Fantastic Savings Account

5
Offering an amazing Savings rate, Thanks x Reviewed on: 11th January 2023
Cherese's avatar
Cherese

Best on-line bank

5
So simple to open , rate rates and great customer service Reviewed on: 11th January 2023
Paul Dibben's avatar
Paul Dibben

Top of the recs from Martin (ML)

5
Really great for a few months between home sale and buying. Much better than leaving in current account!. Can leave money long or short term at better interest rates than most of the savings accounts around right now. No hassle and straightforward. You can choose to leave your money where you can get it at any time, or choose different, even higher rate accounts, as it suits you. That's Reviewed on: 11th January 2023
Sylvia Anderson's avatar
Sylvia Anderson

Great interest rates & so easy to use the app

5
The account was super easy to open via the app, the interest options great, I wouldn't hesitate to recommend. Reviewed on: 11th January 2023
Sharon's avatar
Sharon

Good company

5
Good company with a very good interest rate Reviewed on: 11th January 2023
Hugh's avatar
Hugh

Intuitive and easy to use app

5
MSE recommended zopa last year as offering one of the best interest rates. It was the work of a few minutes to setup zopa account and transfer from my existing account. Reviewed on: 11th January 2023
jimbo12's avatar
jimbo12

Such a great easy to use product

5
It's very easy to use and move money around. Another plus is they constantly increase the rates when the can without you needing to be proactive yourself. My only ask would be an information field on money in/transferring so I can name what is what and needs to gonij each pot. But it's brilliant even without that Reviewed on: 11th January 2023
Claire Powers's avatar
Claire Powers

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