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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.93

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Great interest rates and easy to use

Amazing little savings account with great rates, comparable to isa only easier to access Reviewed on: 11th January 2023

Simple Straightforward Saving

A simple process to set up savings online. Understandable instructions in plain English. Top interest rates. Reviewed on: 11th January 2023

Excellent rates, easy to use app

Their app is fast and very easy to use. The interest rates offered on the different tiers of smart saver accounts are excellent. I haven’t found an easy access account that offers more interest. Reviewed on: 11th January 2023

User friendly

The savings account is simple and easy to use , very fast transfers of money in and out of the account Reviewed on: 11th January 2023

Amazing savings account

So easy to use and set up and amazing interest rates! Have recommended to friends and family already Reviewed on: 11th January 2023

Yes it is a Smart Saver

Easy to organise savings in this account by managing between time and saving rates. Easy access to money in the instant access account or if you leave money in at different account and withdraw in agreed time. Excellent Good rates. Reviewed on: 11th January 2023

Zopa, packed with goodness

Useful to have instant access and notice savings pot with decent interest rates. Have moved money from other accounts as a resukt. Reviewed on: 11th January 2023

Easy and Excellent

Such a super savings account, I’ve never been more motivated to save. Easy access and great interest rates. Just superb! Reviewed on: 11th January 2023

Good interest rate and easy to use

The app is very easy to use and makes it really simple to add money to your savings quickly. Reviewed on: 11th January 2023

Straight forward savings

Great interest rates and very easy to use... Much better than my current account provider offers. Reviewed on: 11th January 2023

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