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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy to use easy access savings

Not the best rates, but often very good rates and easy to use. Smart saver let’s you access a higher interest rate if you change it to a short term notice savings account. Reviewed on: 20th February 2023

Simple App Based Savings

Simple to set up, simple to use. Savings rate increases instantly applied so no need to contact customer support. Competitive interest rates. Reviewed on: 20th February 2023

simple, easy to use. great rates

none of the hassle that comes with traditional banks you don't have to go to an in-person store and it's much faster to set up Reviewed on: 20th February 2023

Great Savings Account!

Best interest rates on the market and super app! Reviewed on: 20th February 2023

Fantastic Bank!

Great Savings Account! Easy to use and just watch the interest roll in! Reviewed on: 20th February 2023

Easy to setup and use

Savings account very easy to set up and to use. Good interest rate too Reviewed on: 20th February 2023

Easy, Accessible Saving App

Zopa has one of the best everyday saving interest rates in the market. The app is easy to use and links to your account seamlessly and quickly making it simple to save regularly. Reviewed on: 20th February 2023

Saving made easy

The app and auto-save feature make it easier to save and control my money. Interest increases applied automatically. Clear and easy to understand Reviewed on: 20th February 2023

Easy to use

Excellent service and easy to use with different savings pots available Reviewed on: 20th February 2023

Zopa excellent savings rates!

I've been using Zopa for 6 months now. It's so easy to set up, transfer funds and the interest rate is unbeatable! I have several pots of money earning different interest rates Reviewed on: 20th February 2023

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