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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Unbeatable by everyone else

4 different accounts in one with varying levels of access and interest rates. Best available at present. Reviewed on: 11th January 2023

Zopa savings account quickly to increase interest

Since opening Zopa's savings account with boost options they have consistently passed on interest rate increases to customers. Reviewed on: 11th January 2023

Easy to use app

Very simple to set up account, easy to use app, competitive interest rates and the ability to easily move money to notice accounts with higher rates Reviewed on: 11th January 2023

app savings

easy to use, good interest rate deposits and withdrawals quick and easy Reviewed on: 11th January 2023

Excellent

Great savings account, too interest rate and super easy to ise Reviewed on: 11th January 2023

We are really happy with the product

Never had any problem and Zopa keeps increasing interest rates as per market conditions unlike other banks where new rates are only for new products Reviewed on: 11th January 2023

Best instant access interest rate at the moment.

.Best instant access interest rate at the moment. Reviewed on: 11th January 2023

Flexible saving

Great interest rate and simple transfers, with the addition of multiple saving pots with different withdrawal periods Reviewed on: 11th January 2023

Easy setup and no fuss

I was impressed by the speed and ease that the account was setup and how quickly I could start saving. Plus the interface and products on offer are fantastic. Highly recommended Reviewed on: 11th January 2023

Amazing

Can’t believe the interest rates offered. Amazing Reviewed on: 11th January 2023

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