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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy to set up combined with great interest rates and higher interest pots easily available.

I opened a savings account with Zopa last year and have used it to save for my house mortgage deposit. I tried to open a few other online savings accounts but they were very awkward to set up. Zopa was light years ahead in this respect, very straight forward to set up and get opened quickly. I found the interest rates combined with the ease of access to funds a winning combo, along with being able to move money very easily between pots to get higher interest rates when needed. I have already recommended the Zopa savings account to multiple friends who have opened their own accounts. Reviewed on: 20th February 2023

Definitely worth a look!

Zopa is a very simple to use savings account that does everything it says on the tin. Clear simple accounts without unnecessary jargon. Reviewed on: 20th February 2023

Great online savings.

Easy to use great user features Reviewed on: 20th February 2023

Innovative Savings

The ability to ‘Boost’ the savings rate in such an easy way within the App is very innovative. Great technology which is very user friendly and intuitive. An excellent product designed with the saver in mind. Reviewed on: 20th February 2023

Excellent all round

Love Zopa. It does exactly what it says it will do. Offers excellent savings rates. Very easy to use. Reviewed on: 20th February 2023

Good rate

Solid bank, nice app and good interest rate, epecially if you lock it up for a period using their boosted pots. Reviewed on: 20th February 2023

Good rates easy app

Zoopla offer competitive rates of interest with a very easy to use app Reviewed on: 20th February 2023

Best high interest rate saving account

Best high interest rate saving account Reviewed on: 20th February 2023

Great Interest flexible savings

Put savings in Zopa after recommendation by MSE website. Set it up online. Didn't need any third party input. Very easy Reviewed on: 20th February 2023

Easy to set up.

Easy to set up, with good rates. 10/10 Reviewed on: 20th February 2023

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