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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

User Friendly

the website is very easy to use and has a good view of all your different acounts Reviewed on: 20th February 2023

Fantastic app

Fantastic easy access banking, really simple to navigate Reviewed on: 20th February 2023

Zopa is great

Zopa really is great, I've already recommended it. Super easy to use with great functionality. The extra saving pots are a great extra touch Reviewed on: 20th February 2023

Ease of use.

So easy to use and decent interest rates. Reviewed on: 20th February 2023

So easy to use

Very easy to use, very easy to access or top up funds and Zopa are very good at reacting to interest rated increases. Makes saving fun! Reviewed on: 20th February 2023

Great savings app

The idea of separate pots is great, and being able to lock in money and have a higher interest on savings is brilliant and very useful Reviewed on: 20th February 2023

Easy way to save

A really easy process to set up an account and save! Reviewed on: 20th February 2023

Easy to use

Nice easy interface witha great rates! Reviewed on: 20th February 2023

Easy and simple

They have the best interest rates and an amazingly simple app. I can add and withdraw with ease, see my interest every month and know completely where I stand with my savings. Reviewed on: 20th February 2023

Great flexible saving

The smart saver is just what I was looking for, one easily accessible account with the ability to move money into different 'pots' for different uses and higher interest depending on the notice needed. It saves me having to open multiple accounts for different uses. The interest rates are very competitive too!! Accessing the account itself is so easy amd I love the way the account and pots are displayed in the app. Very user friendly! Reviewed on: 20th February 2023

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